5324 Ridgefield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 5324 Ridgefield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,309 sqft · built 1963
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (May 2025)
Tax Bill	$7,145 (2025)
Deeds & Mortgages	Aug 2021 Transfer Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-0382-005-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0382-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,309 sqft Living Area
Gross Area	1,528 sqft
1st Floor Area	1,309 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,080 sqft (0.231 acres)
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5324 RIDGEFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CYPRESS GARDENS 01, LOT 5
Legal Subdivision	CYPRESS GARDENS 01
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	7603

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Jul 29, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Book / Page	20250521 / 627
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2021
Property Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Document Number	0000001162
Map Reference	MB 60 MAP 17
Instrument Date	Jul 29, 2021
Instrument	202108021162
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 29, 2021
Property Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Document Number	0000001592
Map Reference	MB 60 MAP 17
Instrument Date	Jul 21, 2021
Instrument	202107291592
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110

Mortgage

Document Number	0000001593
Date	Jul 29, 2021
Instrument	202107291593

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Document Number	2006190715
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 RIDGEFIELD AVE CARMICHAEL CA 956082110, CARMICHAEL, CA 95608-2110

Mortgage

Document Number	2006190715
Date	Jun 19, 2020
Instrument	2006190715

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5324 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Document Number	1904290927
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 RIDGEFIELD AVE CARMICHAEL CA 956082110, CARMICHAEL, CA 95608-2110

Mortgage

Document Number	1904290927
Date	Apr 29, 2019
Instrument	1904290927

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$617,100 (+2.74%) Land $153,000 Building $464,100
2025	$7,145.00 (+0.96%)	$600,642 (+4.04%) Land $180,405 Building $420,237
2024	$7,077.00 (+2.61%)
2023	$6,897.00 (+0.52%)	$577,320 Land $173,400 Building $403,920
2022	$6,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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