5318 Ridgefield Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 5318 Ridgefield Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,682 sqft · built 1963
Lot Size	0.279 acres (12,160 sqft)
Owner	Individual Name on Record
Last Sale	$403,000 (Dec 2019)
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-0382-004-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0382-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,160 sqft (0.279 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5318 RIDGEFIELD AVE
City	CARMICHAEL
State	CA
Zip	95608-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CYPRESS GARDENS 01, LOT 4
Legal Subdivision	CYPRESS GARDENS 01
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	7603

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5318 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Dec 4, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Jun 17, 2010 · Amount on Record
Deed Book / Page	20191204 / 1391
Prior Transfer Date	Jan 8, 2001
Prior Transfer Doc	2002001146
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5318 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5318 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110

Mortgage

Document Number	0000001643
Date	Feb 18, 2021
Instrument	202102181643

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 4, 2019
Property Address	5318 RIDGEFIELD AVE, CARMICHAEL, CA 95608-2110
Document Number	1912041391
Instrument Date	Nov 14, 2019
Instrument	1912041391
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$443.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5318 RIDGEFIELD AVE CARMICHAEL CA 956082110, CARMICHAEL, CA 95608-2110

Mortgage

Document Number	1912041392
Date	Dec 4, 2019
Instrument	1912041392

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,549 (+2%) Land $156,171 Building $293,378
2025	$5,164.00 (+0.98%) Homeowner's exemption	$440,735 (+4.04%) Land $153,109 Building $287,626
2024	$5,114.00 (+2.65%)
2023	$4,982.00 (+0.57%) Homeowner's exemption	$423,622 Land $147,164 Building $276,458
2022	$4,954.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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