5324 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5324 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 2019
Lot Size	0.187 acres (8,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,800 (Dec 2019)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`930-16005-180`

Property Details

APN / Parcel Number

Primary APN	`930-16005-180`
Alternative APN	`597341`

Interior

Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	2,249 sqft
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,139 sqft (0.187 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Area	390 sqft
Porch	Open Porch
Porch Area	326 sqft

Location & Zoning

Street Address	5324 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 18, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	18
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5324 MONTEBELLO CT, LAREDO, TX 78046-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage INTERNATIONAL BANK OF COMMERCE
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 3, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2019 · Amount on Record
Deed Sale	Dec 3, 2019 · Amount on Record
Deed Document Number	20191378601
Deed Book / Page	4703 / 785
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5324 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004640/317
Date	Aug 2, 2019
Book Page	4640/317
Instrument	1367833

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	LAREDO, TX 78040

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5324 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004934/305
Date	Jan 8, 2021
Book Page	4934/305
Instrument	1415117

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Aug 1, 2035

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 3, 2019
Property Address	5324 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	004703/785
Book / Page	4703 / 785
Map Reference	VOL 36 PG 1&2
Instrument Date	Dec 2, 2019
Instrument	1378601
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	0001378602
Date	Dec 3, 2019
Instrument	1378602

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,000 (+1.33%) Land $73,740 Building $221,260	$295,000 (-1.67%) Land $73,740 Building $221,260
2025	$1,473.00 (-16.35%) Homeowner's exemption	$291,114 (+21%)	$300,000 (+24.69%)
2024	$1,761.00 (+1.62%)
2023		$240,590 Land $69,589 Building $171,001	$240,590 Land $69,589 Building $171,001
2022	$1,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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