5320 Montebello Ct, Laredo, TX 78046 Property Records

Webb County property record for 5320 Montebello Ct, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,893 sqft · built 2019
Lot Size	0.189 acres (8,238 sqft)
Owner	Individual Name on Record
Last Sale	$230,600 (Oct 2019)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`930-16005-200`

Property Details

APN / Parcel Number

Primary APN	`930-16005-200`
Alternative APN	`597343`

Interior

Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,893 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,238 sqft (0.189 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	118 sqft

Location & Zoning

Street Address	5320 MONTEBELLO CT
City	LAREDO
State	TX
Zip	78046-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHERN DEVELOPMENT, BLOCK 5, LOT 20, UNIT II
Legal Subdivision	SOUTHERN DEVELOPMENT
Legal Block	5
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 30, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 7, 2019	Deed of Trust, Mortgage · Construction Mortgage VANTAGE BANK TEXAS
Oct 1, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20191373304
Deed Book / Page	4672 / 725
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	004672/725
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	005517/311
Date	Aug 18, 2023
Book Page	5517/311
Instrument	1508258

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Oct 1, 2049

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	005423/745
Date	Mar 3, 2023
Book Page	5423/745
Instrument	1493121

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Oct 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	005337/365
Date	Aug 30, 2022
Book Page	5337/365
Instrument	1478137

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	Oct 1, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004594/823
Date	May 7, 2019
Book Page	4594/823
Instrument	1359902

Lender

Name	VANTAGE BANK TEXAS
Type	Bank
Address	MCALLEN, TX 78503

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 30, 2020

Interest

Rate Type	Adjustable Rate

October 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 1, 2019
Property Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991
Document Number	004672/725
Book / Page	4672 / 725
Map Reference	VOL 36 PG 1-2
Instrument Date	Sep 30, 2019
Instrument	1373304
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 MONTEBELLO CT, LAREDO, TX 78046-6991

Mortgage

Document Number	0001373305
Date	Oct 1, 2019
Instrument	1373305

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,665 (-0.47%) Land $74,637 Building $228,028	$302,665 (-0.47%) Land $74,637 Building $228,028
2025	$1,539.00 (-21.88%) Homeowner's exemption	$304,108 (+8.58%) Land $74,637 Building $229,471	$304,108 (+8.58%) Land $74,637 Building $229,471
2024	$1,970.00 (+8.72%)
2023		$280,076 Land $70,435 Building $209,641	$280,076 Land $70,435 Building $209,641
2022	$1,812.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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