5323 Studer Ln, Saint Louis, MO 63128 Property Records

St. Louis County property record for 5323 Studer Ln, Saint Louis, MO 63128

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,114 sqft · built 1946
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Tax Bill$2,174 (2025)
Deeds & MortgagesAug 2023 Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN31M-31-0013

Property Details

APN / Parcel Number

Primary APN31M-31-0013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,114 sqft Living Area
Gross Area1,210 sqft
1st Floor Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area108,900 sqft
Lot Dimensions616 ft deep x 176 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area96 sqft
Deck Area144 sqft
Patio Area480 sqft
Balcony Area10 sqft
Shed1 Shed
Shed Area81 sqft
Pole Barn900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5323 STUDER LN
CitySAINT LOUIS
StateMO
Zip63128-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionHAGEMAN PTN LOT PT 6 N W CORNER OF LOT 6
Legal SubdivisionHAGEMAN PTN
Legal Lot Number6
JurisdictionST LOUIS MO
Township / Civil DivisionTESSON FERRY
Census Block Group2
Census Block2004
Census Tract221335

Owner

5323 Studer Ln is owned and occupied by an individual who acquired it in April 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5323 STUDER LN, SAINT LOUIS, MO 63128-4513
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage · Commercial Mortgage
COMMERCE BANK
Apr 27, 2021Beneficiary Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 27, 2021
Transfer Doc0248261249
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address5323 STUDER LN, SAINT LOUIS, MO 63128-4513
Transaction TypeMortgage
Record UpdatedFeb 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5323 STUDER LN, SAINT LOUIS, MO 63128-4513

Mortgage

Document Number2023080300112
DateAug 3, 2023
Instrument2023080300112
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term144 Months
DueAug 1, 2035

April 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateApr 27, 2021
Property Address5323 STUDER LN, SAINT LOUIS, MO 63128-4513
Document Number0248261249
Book / Page24826 / 1249
Map ReferenceMB 4 PG 537
Instrument DateApr 27, 2021
Instrument2021042700822
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5323 STUDER LN, SAINT LOUIS, MO 63128-4513

Tax Assessment & Valuation

The 2025 property tax bill for 5323 Studer Ln was $2,174, down 13.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictMehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,620 (-) Land $23,770 Building $10,850$182,200 (-) Land $125,100 Building $57,100
2025$2,174.00 (-13.73%)$34,620 Land $23,770 Building $10,850$182,200 Land $125,100 Building $57,100
2024$2,520.00 (+1.25%)
2023$2,489.00 (+34.54%)$37,390 (+32.26%) Land $23,770 Building $13,620$196,800 Land $125,100 Building $71,700
2022$1,850.00$28,270 Land $19,020 Building $9,250
2021$148,800 Land $100,100 Building $48,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5323 Studer Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims107 (1978–1995)
Claims Outside the SFHA4 of 107
Most Recent ClaimMay 1995 · Severe Storms, Tornadoes, Hail, Flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims
  • Severe Storms & Flooding, Sep 1993 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5323 Studer Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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