5323 Silvergate St, Bakersfield, CA 93313 Property Records

Kern County property record for 5323 Silvergate St, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,855 sqft · built 1996
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2018)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`498-305-07-00-2`

Property Details

APN / Parcel Number

Primary APN	`498-305-07-00-2`
Alternative APNs	`498-305-07-7` `4983050700` `49830507`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,855 sqft Living Area
Gross Area	2,451 sqft
1st Floor Area	1,855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	498305077
Street Address	5323 SILVERGATE ST
City	BAKERSFIELD
State	CA
Zip	93313-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5756 , BLOCK PHA, LOT 107
Legal Subdivision	5756 PH A
Legal Tract	5756
Legal Block	1
Legal Lot Number	107
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1002
Census Tract	3131

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jul 20, 2018	Deed of Trust, Mortgage · FHA Mortgage MICHIGAN MUTUAL INC
Apr 9, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 9, 2018	Grant Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 9, 2018 · Amount on Record
Deed Sale	Apr 9, 2018 · Amount on Record
Prior Sale	Mar 13, 2009 · Amount on Record
Deed Document Number	201841810
Prior Transfer Date	May 26, 2009
Prior Transfer Doc	0000079706
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502

Mortgage

Document Number	0000157882
Date	Dec 23, 2025
Instrument	225157882

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091577
Date	Jul 20, 2018
Instrument	0218091577

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Apr 9, 2018
Property Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502
Document Number	0000041811
Instrument Date	Mar 6, 2018
Instrument	41811
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5323 SILVERGATE ST BAKERSFIELD CA 933134502, BAKERSFIELD, CA 93313-4502

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Apr 9, 2018
Property Address	5323 SILVERGATE ST, BAKERSFIELD, CA 93313-4502
Document Number	0000041810
Instrument Date	Mar 5, 2018
Instrument	41810
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5323 SILVERGATE ST BAKERSFIELD CA 933134502, BAKERSFIELD, CA 93313-4502

Mortgage

Document Number	41812
Date	Apr 9, 2018
Instrument	41812

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,890.00 (+1.75%) Homeowner's exemption	$284,452 (+4.04%) Land $62,578 Building $221,874
2024	$3,823.00 (+2.36%)
2023	$3,735.00 (+2.1%) Homeowner's exemption	$273,408 Land $60,149 Building $213,259
2022	$3,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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