5314 Silvergate St, Bakersfield, CA 93313 Property Records

Kern County property record for 5314 Silvergate St, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Mar 2026)
Tax Bill	$3,603 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`498-304-19-5`

Property Details

APN / Parcel Number

Primary APN	`498-304-19-5`
Alternative APNs	`498-304-19-00-0` `4983041900` `49830419`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,017 sqft
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	145 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Radiant

Location & Zoning

Account Number	498304195
Street Address	5314 SILVERGATE ST
City	BAKERSFIELD
State	CA
Zip	93313-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 5756 , BLOCK PHA, LOT 92
Legal Subdivision	5756 PH A
Legal Tract	5756
Legal Block	1
Legal Lot Number	92
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	1
Census Block	1006
Census Tract	3131

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage SAFE 1 CU
Mar 13, 2026	Grant Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
May 15, 2019	Grant Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	May 15, 2019 · Amount on Record
Deed Document Number	202627616
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO CA MULTI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501

Mortgage

Document Number	0000033402
Date	Mar 27, 2024
Instrument	224033402

Lender

Name	SAFE 1 CU
Type	Credit Union
Address	BAKERSFIELD, CA 93311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2044

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Mar 13, 2026
Property Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501
Document Number	0000027616
Map Reference	MB 40 PG 99-101
Instrument Date	Feb 26, 2026
Instrument	226027616
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501

Mortgage

Document Number	0000027617
Date	Mar 13, 2026
Instrument	226027617

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0000027618
Date	Mar 13, 2026
Instrument	226027618

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	May 5, 2056

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	May 15, 2019
Property Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501
Document Number	0000055663
Map Reference	MB 40 PG 99-101
Instrument Date	Apr 19, 2019
Instrument	219055663
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PLACER TITLE ER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5314 SILVERGATE ST, BAKERSFIELD, CA 93313-4501

Mortgage

Document Number	0000055664
Date	May 15, 2019
Instrument	219055664

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Lakeside Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,603.00 (+1.78%) Homeowner's exemption	$258,796 (+4.04%) Land $61,351 Building $197,445
2024	$3,540.00 (+2.34%)
2023	$3,459.00 (+2.22%) Homeowner's exemption	$248,749 Land $58,970 Building $189,779
2022	$3,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAKERSFIELD serves 171,108 people · EPA ID CA1510031
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet.

Nearby Properties on Silvergate St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures