Lancaster County property record for 5322 Oak Leaf Dr, Mount Joy, PA 17552
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2.5 ba · 1,964 sqft · built 2013 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Nov 2018) |
| Tax Bill | $5,127 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-51453-0-0000 |
| Primary APN | 540-51453-0-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 3,705 sqft |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 788 sqft |
| Basement Area | 1,176 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5322 OAK LEAF DR |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-8895 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Description | 5322 OAK LEAF DR |
| Legal Subdivision | GREEN PARK - PHASE 3 |
| Legal Lot Number | 289 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | RAPHO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10502 |
Source: Lancaster County records · APN 540-51453-0-0000
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Mar 26, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 07, 2022 | Intrafamily Transfer, Transfer |
| Nov 14, 2018 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on Record |
| Deed Sale | Nov 14, 2018 · Amount on Record |
| Prior Sale | Dec 24, 2013 · Amount on Record |
| Deed Document Number | 20186428647 |
| Prior Transfer Date | Nov 01, 2018 |
| Prior Transfer Doc | 0006428647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Document Number | 0006773124 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 6773124 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006514607 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 6514607 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 07, 2022 |
| Property Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Document Number | 0006701748 |
| Map Reference | MB J-223 PG 124 |
| Instrument Date | Jul 19, 2022 |
| Instrument | 6701748 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 OAK LEAF DRIVE, MILTON GROVE, PA 17552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Nov 14, 2018 |
| Property Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Document Number | 0006428647 |
| Map Reference | MB J-223 PG 124 |
| Instrument Date | Nov 01, 2018 |
| Instrument | 6428647 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 63 RIVER RD, 63, DUNCANNON, PA 17020-7005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5322 OAK LEAF DR, MOUNT JOY, PA 17552-8895 |
| Document Number | 0006428648 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 6428648 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
Source: Lancaster County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Rapho Township |
| Unified School District | Manheim Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,300 (-) Land $64,700 Building $174,600 | $239,300 (-) Land $64,700 Building $174,600 | |
| 2025 | $5,127.00 (+3.49%) | ||
| 2024 | $4,954.00 | $239,300 Land $64,700 Building $174,600 | |
| 2018 | $239,300 Land $64,700 Building $174,600 |
Source: FEMA National Flood Hazard Layer as of June 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2006–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Upward Broadband, Verizon.
Based on FCC filings for 626 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT JOY BORO AUTH serves 15,261 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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