St. Louis County property record for 5321 Columbia St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,188 sqft · built 1994 |
| Lot Size | 0.217 acres (9,465 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Oct 2025) |
| Tax Bill | $4,918 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0260-01690 |
| Primary APN | 010-0260-01690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Gross Area |
| 1st Floor Area | 1,188 sqft |
| Basement Area | 891 sqft |
| Finished Basement | 891 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,465 sqft (0.217 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Deck Area | 120 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1190045 |
|---|---|
| Street Address | 5321 COLUMBIA ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 11 & 12 INC PART OF VACATED ALLEY ADJ SERIAL # |
| Legal Subdivision | BELMONT PARK ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 10-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 15800 |
5321 Columbia St is owned and occupied by an individual who bought it in October 2025.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5321 COLUMBIA ST, DULUTH, MN 55807-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Feb 2, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK SOUTHWEST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on File |
| Deed Sale | Oct 30, 2025 · Amount on File |
| Prior Sale | Feb 2, 2021 · Amount on File |
| Deed Document Number | 20251095672 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 0001066144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 30, 2025 |
| Property Address | 5321 COLUMBIA ST, DULUTH, MN 55807-1416 |
| Document Number | 0001095672 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 1095672 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5321 COLUMBIA ST, DULUTH, MN 55807-1416 |
| Document Number | 0001095673 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 1095673 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 2, 2021 |
| Property Address | 5321 COLUMBIA ST, DULUTH, MN 55807-1416 |
| Document Number | 0001035918 |
| Instrument Date | Dec 21, 2020 |
| Instrument | 1035918 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | NOT AVAILABLE, PIPESTONE ABSTRACT & TTL CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.90 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5321 COLUMBIA ST, DULUTH, MN 55807-1416 |
| Document Number | 0001035919 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 1035919 |
| Name | FIRST STATE BANK SOUTHWEST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 5321 Columbia St was $4,918 with a homeowner's exemption, down 2.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,918.00 (-2.73%) Homeowner's exemption | ||
| 2025 | $5,056.00 (+15.96%) | $331,800 (-9.93%) Land $20,600 Building $311,200 | $331,800 (-9.93%) Land $20,600 Building $311,200 |
| 2024 | $4,360.00 | $368,400 Land $22,000 Building $346,400 | $368,400 Land $22,000 Building $346,400 |
| 2022 | $282,200 Land $20,300 Building $261,900 | $282,200 Land $20,300 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5321 Columbia St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5321 Columbia St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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