5311 Columbia St, Duluth, MN 55807 Property Records

St. Louis County property record for 5311 Columbia St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1923
Lot Size	0.468 acres (20,390 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Oct 2021)
Tax Bill	$2,770 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0260-01420`

Property Details

APN / Parcel Number

Primary APN	`010-0260-01420`
Alternative APN	`1119077`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	948 sqft Gross Area
1st Floor Area	696 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	20,390 sqft (0.468 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	96 sqft
Storage Building	308 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1119077
Street Address	5311 COLUMBIA ST
City	DULUTH
State	MN
Zip	55807-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 INC PART OF VAC ALLEY ADJ &INC LOT 2 BLK 10 EX PART LYING NLY OF ALINE RUNNING FROM A PT ON ELY LINE 80 FTSLY OF
Legal Subdivision	BELMONT PARK ADD TO DULUTH
Legal Block	9
Legal Lot Number	2-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4000
Census Tract	15800

Owner

5311 Columbia St is owned and occupied by an individual who bought it in October 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	5311 COLUMBIA ST, DULUTH, MN 55807-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on File
Deed Sale	Oct 14, 2021 · Amount on File
Deed Document Number	20211048268
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2021
Property Address	5311 COLUMBIA ST, DULUTH, MN 55807-1416
Document Number	0001048268
Instrument Date	Jun 28, 2021
Instrument	1048268
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5311 COLUMBIA ST, DULUTH, MN 55807-1416

Mortgage

Document Number	0001048269
Date	Oct 14, 2021
Instrument	1048269

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jun 28, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 28, 2031
Min Rate At Change	3.37%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2026 property tax bill for 5311 Columbia St was $2,770 with a homeowner's exemption, down 0.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,770.00 (-0.22%) Homeowner's exemption
2025	$2,776.00 (+2.44%) Homeowner's exemption	$239,700 (+6.53%) Land $31,800 Building $207,900	$239,700 (+6.53%) Land $31,800 Building $207,900
2024	$2,710.00	$225,000 Land $34,000 Building $191,000	$225,000 Land $34,000 Building $191,000
2022		$192,500 Land $31,400 Building $161,100	$192,500 Land $31,400 Building $161,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5311 Columbia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5311 Columbia St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20