5321 Charing Cross Rd, Westminster, CA 92683 Property Records

Orange County property record for 5321 Charing Cross Rd, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,367 sqft · built 1973
Lot Size	0.046 acres (2,012 sqft)
Owner	2 Trust Names on File
Last Sale	$440,000 (Jul 2013)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`195-422-56`

Property Details

APN / Parcel Number

Primary APN	`195-422-56`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,367 sqft Living Area
Gross Area	1,787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	2,012 sqft (0.046 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5321 CHARING CROSS RD
City	WESTMINSTER
State	CA
Zip	92683-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7508 BLK LOT 44
Legal Subdivision	TRACT NO 7508
Legal Tract	7508
Legal Lot Number	44
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3001
Census Tract	99603

Owner

5321 Charing Cross Rd is owner-occupied and held in a trust since July 2013.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5321 CHARING CROSS RD, WESTMINSTER, CA 92683-4803
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2013 · Amount on File
Deed Sale	Jul 2, 2013 · Amount on File
Deed Document Number	2013401476
Prior Transfer Date	Jan 12, 1994
Prior Transfer Doc	0000121707
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5321 CHARING CROSS RD, WESTMINSTER, CA 92683-4803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5321 CHARING CROSS RD, WESTMINSTER, CA 92683-4803

Mortgage

Document Number	0000638443
Date	Nov 6, 2020
Instrument	2020000638443

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 11, 2020
Property Address	5321 CHARING CROSS RD, WESTMINSTER, CA 92683-4803
Document Number	0000395148
Instrument Date	Jul 8, 2020
Instrument	395148
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5321 CHARING CROSS RD WESTMINSTER CA 926834803, WESTMINSTER, CA 92683-4803

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 11, 2020
Property Address	5321 CHARING CROSS RD, WESTMINSTER, CA 92683-4803
Document Number	0000395149
Instrument Date	Jul 8, 2020
Instrument	395149
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5321 CHARING CROSS RD WESTMINSTER CA 926834803, WESTMINSTER, CA 92683-4803

Tax Assessment & Valuation

The 2025 property tax bill for 5321 Charing Cross Rd was $6,587 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Westminster School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$550,161 (+2%) Land $433,606 Building $116,555
2025	$6,587.00 Homeowner's exemption	$539,374 Land $425,104 Building $114,270
2023		$518,431 Land $408,597 Building $109,834
2022	$6,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5321 Charing Cross Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5321 Charing Cross Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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