5316 Charing Cross Rd, Westminster, CA 92683 Property Records

Orange County property record for 5316 Charing Cross Rd, Westminster, CA 92683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,367 sqft · built 1973
Lot Size	0.046 acres (2,012 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Jul 2019)
Tax Bill	$8,176 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`195-422-78`

Property Details

APN / Parcel Number

Primary APN	`195-422-78`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,367 sqft Living Area
Gross Area	1,787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	2,012 sqft (0.046 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5316 CHARING CROSS RD
City	WESTMINSTER
State	CA
Zip	92683-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7508 BLK LOT 35
Legal Subdivision	TRACT 7508
Legal Tract	7508
Legal Lot Number	35
Jurisdiction	ORANGE CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3005
Census Tract	99603

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9801 BLUE LAKE DR, FOLSOM, CA 95630-1909
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Jul 1, 2019	Grant Deed, Transfer · Conventional Mortgage EQUITY SMART HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	2019232011
Prior Transfer Date	Sep 9, 1994
Prior Transfer Doc	0000552525
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 13, 2021
Property Address	5316 CHARING CROSS RD, WESTMINSTER, CA 92683-4804
Document Number	0000024270
Map Reference	MB 321 PG 27-32
Instrument Date	Dec 29, 2020
Instrument	2021000024270
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5316 CHARING CROSS RD, WESTMINSTER, CA 92683-4804

Mortgage

Document Number	0000024271
Date	Jan 13, 2021
Instrument	2021000024271

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 1, 2019
Property Address	5316 CHARING CROSS RD, WESTMINSTER, CA 92683-4804
Document Number	0000232011
Instrument Date	Jun 6, 2019
Instrument	232011
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/STHRN CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5316 CHARING CROSS RD WESTMINSTER CA 926834804, WESTMINSTER, CA 92683-4804

Mortgage

Document Number	232012
Date	Jul 1, 2019
Instrument	232012

Lender

Name	EQUITY SMART HM LNS INC
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Westminster City
Secondary School District	Huntington Beach Union High School District (09 - 12)
Elementary School District	Westminster School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$697,197 (+2%) Land $579,056 Building $118,141
2025	$8,176.00 (+4.91%) Homeowner's exemption	$683,527 (+4.04%) Land $567,702 Building $115,825
2023	$7,793.00 (+1.55%) Homeowner's exemption	$656,986 Land $545,658 Building $111,328
2022	$7,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 93,591 people · EPA ID CA3010064
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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