5320 SE Sterling Cir, Stuart, FL 34997 Property Records

Martin County property record for 5320 SE Sterling Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,504 sqft · built 1990
Lot Size	1.02 acres (44,693 sqft)
Owner	2 Company Names on Record
Last Sale	$69,300 (Mar 1996)
Tax Bill	$4,005 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`53-38-41-001-000-0028.0-3-0000`

Property Details

APN / Parcel Number

Primary APN	`53-38-41-001-000-0028.0-3-0000`
Alternative APNs	`53-38-41-001-000-00280-3` `43221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,504 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,693 sqft
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43221
Street Address	5320 SE STERLING CIR
City	STUART
State	FL
Zip	34997-6552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CORAL LAKES LOT 28
Legal Range	41E
Legal Township	38S
Legal Section	53
Legal Subdivision	CORAL LAKES
Legal Block	2
Legal Lot Number	28
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2028
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 11, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 4, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 4, 2019	Quit Claim Deed, Transfer AMROCK INC
Nov 8, 2017	Quit Claim Deed, Transfer TITLE SOURCES INC
Nov 7, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 1996 · Amount on Record
Deed Sale	Mar 20, 1996 · Amount on Record
Prior Sale	May 14, 1990 · Amount on Record
Deed Book / Page	1167 / 2139
Last Transfer Date	Mar 1, 2021
Transfer Doc	0032090738
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Mar 25, 2021
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0032090738
Book / Page	3209 / 738
Map Reference	MB 7 PG 80
Instrument Date	Mar 1, 2021
Instrument	2876824
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR, STUART, FL 34997-6552

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Mar 25, 2021
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0032090712
Book / Page	3209 / 712
Map Reference	MB 7 PG 80
Instrument Date	Mar 1, 2021
Instrument	2876822
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR, STUART, FL 34997-6552

Mortgage

Document Number	0003209716
Date	Mar 25, 2021
Instrument	3209/716

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 11, 2019
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0030880581
Book / Page	003088 / 000581
Instrument Date	Oct 3, 2019
Instrument	2779408
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 11, 2019
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0030880557
Book / Page	003088 / 000557
Instrument Date	Oct 3, 2019
Instrument	2779406
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

Mortgage

Document Number	30880561
Date	Oct 11, 2019
Book Page	003088/000561
Instrument	2779407

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 4, 2019
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0030502064
Book / Page	003050 / 002064
Instrument Date	Mar 28, 2019
Instrument	2747395
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

Mortgage

Document Number	30502066
Date	Apr 4, 2019
Book Page	003050/002066
Instrument	2747396

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 4, 2019
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0030502086
Book / Page	003050 / 002086
Instrument Date	Mar 28, 2019
Instrument	2747397
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 8, 2017
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0029581506
Book / Page	002958 / 001506
Instrument Date	Oct 30, 2017
Instrument	2663700
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 7, 2017
Property Address	5320 SE STERLING CIR, STUART, FL 34997-6552
Document Number	0029580463
Book / Page	002958 / 000463
Instrument Date	Oct 30, 2017
Instrument	2663307
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	TITLE SOURCES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 SE STERLING CIR STUART FL 349976552, STUART, FL 34997-6552

Mortgage

Document Number	29580466
Date	Nov 7, 2017
Book Page	002958/000466
Instrument	2663308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,005.00 (-0.5%) Homeowner's exemption	$266,549 (+5.99%)	$586,480 (+2.44%) Land $225,000 Building $361,480
2024	$4,025.00 (+2.26%)
2023	$3,936.00 (+3.77%) Additional exemption filed	$251,493 (+3%)	$572,500 (+22.84%) Land $225,000 Building $347,500
2022	$3,793.00 Homeowner's exemption	$244,168	$466,050 Land $200,450 Building $265,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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