5320 N Ruby St, Tacoma, WA 98407 Property Records

Pierce County property record for 5320 N Ruby St, Tacoma, WA 98407

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,333 sqft · built 1980
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$660,000 (Jul 2026)
Tax Bill	$5,730 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`659520-0-101`

Property Details

APN / Parcel Number

Primary APN	`659520-0-101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,333 sqft Living Area
Gross Area	1,709 sqft
1st Floor Area	464 sqft
Upper Floors Area	869 sqft
Basement Area	464 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	5320 N RUBY ST
City	TACOMA
State	WA
Zip	98407-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 41 OUTLOOK 2ND ADD L 13 & 14 B 12 OUT OF 010-0 SEG M-2249 NF EMS
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	OUTLOOK 2ND ADD
Legal Block	12
Legal Lot Number	13,14
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2029
Census Tract	60300

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2011 8TH AVE SE, PUYALLUP, WA 98372-4018
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 26, 2024	Intrafamily Transfer, Transfer
Feb 14, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Mar 23, 2023 · Amount on Record
Deed Document Number	2026416
Prior Transfer Date	Mar 18, 2024
Prior Transfer Doc	0000000087
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 6, 2026
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Document Number	0000000416
Instrument Date	Jul 3, 2026
Instrument	2026416
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,091,103.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 8TH AVE SE, PUYALLUP, WA 98372-4018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000417,
Date	Jul 6, 2026
Instrument	20266417

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Mar 26, 2024
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Document Number	0003260087
Map Reference	VOL 10 PG 120
Instrument Date	Mar 18, 2024
Instrument	202403260087
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 N RUBY ST, TACOMA, WA 98407-3009

Mortgage

Document Number	0002140186
Date	Feb 14, 2024
Instrument	202402140186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 23, 2023
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Document Number	0003230151
Map Reference	VOL 10 PG 120
Instrument Date	Mar 21, 2023
Instrument	202303230151
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 N RUBY ST, TACOMA, WA 98407-3009

Mortgage

Document Number	0003230152
Date	Mar 23, 2023
Instrument	202303230152

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004140339
Date	Apr 14, 2022
Instrument	202204140339

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5320 N RUBY ST, TACOMA, WA 98407-3009
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030144
Date	Jan 3, 2022
Instrument	202201030144

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,730.00 (+3.13%)	$518,700 (-1.35%) Land $326,100 Building $192,600	$518,700 (-1.35%) Land $326,100 Building $192,600
2025	$5,556.00 (+3.79%)	$525,800 (+9.34%) Land $311,600 Building $214,200	$525,800 (+9.34%) Land $311,600 Building $214,200
2024	$5,353.00 (-3.79%)	$480,900 (-10.28%) Land $260,900 Building $220,000	$480,900 (-10.28%) Land $260,900 Building $220,000
2023	$5,564.00	$536,000 Land $316,100 Building $219,900	$536,000 Land $316,100 Building $219,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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