5309 N Ruby St, Tacoma, WA 98407 Property Records

Pierce County property record for 5309 N Ruby St, Tacoma, WA 98407

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,614 sqft · built 1936
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Apr 2021)
Tax Bill	$7,045 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`659520-0-060`

Property Details

APN / Parcel Number

Primary APN	`659520-0-060`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,614 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,134 sqft
Upper Floors Area	480 sqft
Basement Area	624 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1993
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	425 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5309 N RUBY ST
City	TACOMA
State	WA
Zip	98407-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SECTION 23 TOWNSHIP 21 RANGE 02 QUARTER 41 OUTLOOK 2ND ADD L 17 & 18 B 11
Legal Range	02
Legal Township	21
Legal Section	23
Legal Subdivision	OUTLOOK 2ND ADD
Legal Block	11
Legal Lot Number	17,18
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2026
Census Tract	60300

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5309 N RUBY ST, TACOMA, WA 98407-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	20211202
Prior Transfer Date	Jul 17, 2001
Prior Transfer Doc	0000000577
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 12, 2021
Property Address	5309 N RUBY ST, TACOMA, WA 98407-3008
Document Number	0004121202
Map Reference	VOL 10 PG 120
Instrument Date	Apr 5, 2021
Instrument	202104121202
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,979.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5309 N RUBY ST, TACOMA, WA 98407-3008

Mortgage

Document Number	0004121203
Date	Apr 12, 2021
Instrument	202104121203

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	5309 N RUBY ST, TACOMA, WA 98407-3008
Document Number	2010130647
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5309 N RUBY ST TACOMA WA 984073008, TACOMA, WA 98407-3008

Mortgage

Document Number	2010130647
Date	Oct 13, 2020
Instrument	202010130647

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Tacoma City
Unified School District	Tacoma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,045.00 (+3.04%)	$637,700 (+7.77%) Land $400,300 Building $237,400	$637,700 (+7.77%) Land $400,300 Building $237,400
2025	$6,837.00 (+3.86%)
2024	$6,583.00 (+2.06%)	$591,700 (-4.79%) Land $320,300 Building $271,400	$591,700 (-4.79%) Land $320,300 Building $271,400
2023	$6,450.00	$621,500 Land $363,200 Building $258,300	$621,500 Land $363,200 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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