5320 Fox Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5320 Fox Lake Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,860 sqft · built 1996
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,200 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-06-8-34-02-0-00024-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-8-34-02-0-00024-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,860 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	70,132 sqft (1.61 acres)
Patio Area	180 sqft
Utility Building	200 sqft

Location & Zoning

Street Address	5320 FOX LAKE DR
City	HERNANDO
State	MS
Zip	38632-7183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FOX HOLLOW PHASE II LOT 24
Legal Range	06
Legal Township	03
Legal Section	34
Legal Subdivision	FOX HOLLOW PH II
Legal Phase	2
Legal Lot Number	24
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-8-34-02-0-00024-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Sep 23, 2020	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Oct 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000481433
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004883/795
Date	Feb 12, 2020
Book Page	4883/795

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Mar 05, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183

Mortgage

Document Number	005047/526
Date	Sep 23, 2020
Book Page	5047/526

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Oct 05, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5320 FOX LAKE DR, HERNANDO, MS 38632-7183

Mortgage

Document Number	0005618/88
Date	Oct 14, 2022
Book Page	5618/88

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Nov 05, 2029

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,200.00 (+14.83%)	$14,559 (+39.21%) Land $1,208 Building $13,351	$145,581 (+39.21%) Land $12,075 Building $133,506
2023	$1,045.00	$10,458	$104,573 Land $12,075 Building $92,498

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 61% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000

May also be available: AT&T.

Based on FCC filings for 39 locations within half a mile of this property.

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