5160 Fox Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 5160 Fox Lake Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,746 sqft · built 1997
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Tax Bill	$858 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-06-8-34-02-0-00035-00`

Property Details

APN / Parcel Number

Primary APN	`3-06-8-34-02-0-00035-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,746 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	65,340 sqft (1.5 acres)
Patio Area	130 sqft
Utility Building	360 sqft

Location & Zoning

Street Address	5160 FOX LAKE DR
City	HERNANDO
State	MS
Zip	38632-7185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	FOX HOLLOW PHASE II LOT 35
Legal Range	06
Legal Township	03
Legal Section	34
Legal Subdivision	FOX HOLLOW PH II
Legal Phase	2
Legal Lot Number	35
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1025
Census Tract	70900

Owner

Source: DeSoto County records · APN 3-06-8-34-02-0-00035-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	5160 FOX LAKE DR, HERNANDO, MS 38632-7185
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Oct 22, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Document Number	0000392617
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5160 FOX LAKE DR, HERNANDO, MS 38632-7185
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 FOX LAKE DR, HERNANDO, MS 38632-7185

Mortgage

Document Number	5662/116811
Date	Nov 10, 2025
Book Page	5662/116811

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5160 FOX LAKE DR, HERNANDO, MS 38632-7185
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5160 FOX LAKE DR, HERNANDO, MS 38632-7185

Mortgage

Document Number	005071/393
Date	Oct 22, 2020
Book Page	5071/393

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$858.00 (+21.7%)	$14,040 (+39.67%) Land $1,125 Building $12,915	$140,404 (+39.68%) Land $11,250 Building $129,154
2023	$705.00	$10,052	$100,515 Land $11,250 Building $89,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 69% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000

May also be available: AT&T.

Based on FCC filings for 39 locations within half a mile of this property.

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