Pasco County property record for 5320 Epping Ln, Zephyrhills, FL 33541
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,755 sqft · built 1994 |
| Lot Size | 0.311 acres (13,527 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Apr 2024) |
| Tax Bill | $4,895 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-21-0010-00600-0090 |
| Primary APN | 07-26-21-0010-00600-0090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,755 sqft Living Area |
| Gross Area | 3,455 sqft |
| 1st Floor Area | 2,755 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,527 sqft (0.311 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 397 sqft |
| Deck Area | Deck Area |
| Patio Area | 665 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5320 EPPING LN |
|---|---|
| City | ZEPHYRHILLS |
| State | FL |
| Zip | 33541-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | EPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 9 BLOCK 6 |
| Legal Range | 21E |
| Legal Township | 26S |
| Legal Section | 07 |
| Legal Subdivision | EPPING FOREST AT LAKE BERNADETTE |
| Legal Tract | 10 |
| Legal Block | 6 |
| Legal Lot Number | 9 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | ZEPHYRHILLS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 32902 |
Source: Pasco County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5320 EPPING LN, ZEPHYRHILLS, FL 33541-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Feb 11, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Feb 11, 2019 · Amount on Record |
| Deed Document Number | 202467658 |
| Deed Book / Page | 10996 / 795 |
| Prior Transfer Date | Nov 14, 2015 |
| Prior Transfer Doc | 0093241597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 5320 EPPING LN, ZEPHYRHILLS, FL 33541-2610 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1911 CROSSTOWN CARRIAGE WAY, TAMPA, FL 33619-7047 |
| Document Number | 0109960797 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 10996/797 |
| Instrument | 2024067659 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | 3940 N RAVENSWOOD AVE, CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 11, 2019 |
| Property Address | 5320 EPPING LN, ZEPHYRHILLS, FL 33541-2610 |
| Document Number | 0098563951 |
| Book / Page | 009856 / 003951 |
| Instrument Date | Feb 8, 2019 |
| Instrument | 22881 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,135.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5320 EPPING LN ZEPHYRHILLS FL 335412610, ZEPHYRHILLS, FL 33541-2610 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,460 (+2.9%) | $447,083 (-0.14%) Land $60,433 Building $386,650 | |
| 2025 | $4,895.00 (+2.97%) Homeowner's exemption | $316,289 (+6.5%) Land $60,433 Building $255,856 | $447,689 (+1.27%) Land $60,433 Building $387,256 |
| 2024 | $4,754.00 (+3.75%) | ||
| 2023 | $4,582.00 (+11.11%) Additional exemption filed | $296,980 (+3%) Land $42,833 Building $254,147 | $442,092 (+22.31%) Land $42,833 Building $399,259 |
| 2022 | $4,124.00 Homeowner's exemption | $288,330 Land $36,013 Building $252,317 | $361,444 Land $36,013 Building $325,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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