5277 Epping Ln, Zephyrhills, FL 33541 Property Records

Pasco County property record for 5277 Epping Ln, Zephyrhills, FL 33541

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,976 sqft · built 2022
Lot Size0.235 acres (10,216 sqft)
OwnerIndividual Name on File
Last Sale$489,900 (Nov 2025)
Tax Bill$9,229 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Dec 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-26-21-0010-00300-0260

Property Details

APN / Parcel Number

Primary APN07-26-21-0010-00300-0260
Alternative APNs
  • 2126070010003000260
  • 0239507

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,976 sqft Living Area
Gross Area3,482 sqft
1st Floor Area2,603 sqft
FlooringTile

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,216 sqft (0.235 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area506 sqft
DrivewayDriveway
Driveway Area720 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5277 EPPING LN
CityZEPHYRHILLS
StateFL
Zip33541-2609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPUD
Legal DescriptionEPPING FOREST AT LAKE BERNADETTE PB 28 PGS 129-135 LOT 26 BLOCK 3
Legal Range21E
Legal Township26S
Legal Section07
Legal SubdivisionEPPING FOREST AT LAKE BERNADETTE
Legal Tract10
Legal Block3
Legal Lot Number26
JurisdictionPASCO FL
Township / Civil DivisionZEPHYRHILLS
Census Block Group1
Census Block1008
Census Tract32902

Owner

5277 Epping Ln is owned and occupied by an individual who bought it in November 2025.

Source: Pasco County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Warranty Deed, Transfer · VA Mortgage
FIRST FEDERAL BANK
Dec 28, 2022Warranty Deed, Transfer
Mar 29, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025 · Amount on File
Deed SaleNov 3, 2025 · Amount on File
Prior SaleDec 28, 2022 · Amount on File
Deed Document Number2025207687
Deed Book / Page11308 / 3685
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateNov 3, 2025
Property Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609
Document Number0113083685
Book / Page11308 / 3685
Map ReferenceMB 28 PG 129-135
Instrument DateOct 30, 2025
Instrument2025207687
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,429.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address314 MARSH ISLAND DR, LYNN HAVEN, FL 32444-4924

Transferred To (Grantee/Buyer)

NameVerified Name
Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609

Mortgage

Document Number0113083687
DateNov 3, 2025
Instrument11308/3687
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2055

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateDec 28, 2022
Property Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609
Document Number0107432167
Book / Page10743 / 2167
Map ReferenceMB 28 PG 129-135
Instrument DateDec 16, 2022
Instrument2022267889
Transaction TypeTransfer
Record UpdatedFeb 9, 2024

Transaction

AmountAmount on Record
Tax$3,640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 COTTONWOOD CIR, LYNN HAVEN, FL 32444-4777

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateMar 29, 2021
Property Address5277 EPPING LN, ZEPHYRHILLS, FL 33541-2609
Document Number0103111870
Book / Page10311 / 1870
Map ReferenceMB 28 PG 129-135
Instrument DateFeb 5, 2021
Instrument2021062538
Transaction TypeTransfer
Record UpdatedFeb 9, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$399.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9051 FLORIDA MINING BLVD STE 100, 100, TAMPA, FL 33634-1240

Transferred To (Grantee/Buyer)

NameVerified Name
AddressNMLSR, PALM BAY, FL 32905

Tax Assessment & Valuation

The 2025 property tax bill for 5277 Epping Ln was $9,229, up 10.1% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$523,711 (-1.72%) Land $77,645 Building $446,066$523,711 (-1.72%) Land $77,645 Building $446,066
2025$9,229.00 (+10.1%)$532,861 (+1.5%) Land $77,645 Building $455,216$532,861 (-4.09%) Land $77,645 Building $455,216
2024$8,382.00 (+3.66%) Homeowner's exemption$524,970 (+3%) Land $75,602 Building $449,368$555,563 (+4.5%) Land $75,602 Building $479,961
2023$8,086.00 (+888.51%) Additional exemption filed$509,685 (+952.5%) Land $58,131 Building $451,554$531,645 (+997.85%) Land $58,131 Building $473,514
2022$818.00$48,426$48,426 Land $48,426

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5277 Epping Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5277 Epping Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPCUD-PASCO COUNTY REGIONAL PWS
serves 214,403 people · EPA ID FL6511361
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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