Bell County property record for 5320 Charter Oak Dr, Temple, TX 76502
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098320000 |
| Primary APN | 0098320000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,227 sqft (0.119 acres) |
|---|---|
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Account Number | 13945 |
|---|---|
| Street Address | 5320 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | GR |
| Legal Description | RIVERSIDE PARK ADDITION, BLOCK 002, LOT 0001, ACRES .12 |
| Legal Subdivision | RIVERSIDE PARK ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 20301 |
5320 Charter Oak Dr, residential vacant land, is owned and occupied by an individual who acquired it in July 1999.
Source: Bell County records, as of November 9, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 987, TEMPLE, TX 76503-0987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 1999 |
| Deed Sale | Jul 26, 1999 |
| Deed Document Number | 0000944048 |
| Record Updated | Jun 7, 2026 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $5,328 Land $5,328 | $5,328 Land $5,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5320 Charter Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5320 Charter Oak Dr is moderate, ranking above 51% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Astound Broadband.
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