Bell County property record for 5020 Charter Oak Dr, Temple, TX 76502
| Property Type | Commercial |
|---|---|
| Details | 2 ba · 1,553 sqft |
| Lot Size | 2.97 acres (129,547 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,454 (2023) |
| Deeds & Mortgages | Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0440000000 |
| Primary APN | 0440000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,553 sqft Gross Area |
| Gross Area | 2,513 sqft |
| 1st Floor Area | 2,513 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 129,547 sqft (2.97 acres) |
| Garage Area | 720 sqft |
| Total Buildings | 4 Buildings |
| Account Number | 593042 |
|---|---|
| Street Address | 5020 CHARTER OAK DR |
| City | TEMPLE |
| State | TX |
| Zip | 76502-5736 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | GR |
| Legal Description | A0005BC N CHANCE, 107, OB 505, ACRES 2.974 107, OB 505, |
| Legal Subdivision | N CHANCE |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20301 |
5020 Charter Oak Dr, a commercial property, is owned by a company that acquired it in September 2019.
Source: Bell County records, as of April 1, 2024
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 1786, BELTON, TX 76513-5786 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2019 |
| Deed Sale | Sep 3, 2019 |
| Deed Document Number | 2019-00039622 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 5020 CHARTER OAK DR, TEMPLE, TX 76502-5736 |
| Document Number | 0000052773 |
| Instrument Date | Aug 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 1786 TEMPLE TX 765031786, TEMPLE, TX 76503-1786 |
| Document Number | 0000052773 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 52773 |
| Name | SECURITY BK/CRAWFORD |
|---|---|
| Type | Bank |
| Address | CRAWFORD, TX 76638 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 28, 2021 |
| Rate | 7.25% |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,454.00 (+43.04%) | $280,421 Land $104,283 Building $176,138 | $280,421 Land $104,283 Building $176,138 |
| 2022 | $3,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5020 Charter Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5020 Charter Oak Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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