532 Saddle Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 532 Saddle Cv, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,588 sqft · built 2013
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Tax Bill$5,988 (2025)
Deeds & MortgagesJun 2021 Mortgage
Aug 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN1G3900401400800000

Property Details

APN / Parcel Number

Primary APN1G3900401400800000
Alternative APNs
  • 000000150914
  • 000000270567
  • 000000290226
  • 150914

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,588 sqft Living Area
Gross Area3,304 sqft
1st Floor Area1,636 sqft
2nd Floor Area952 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area132 sqft
Deck Area132 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address532 SADDLE CV
CityCIBOLO
StateTX
Zip78108-3497
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLE CREEK RANCH #4 BLOCK 14 LOT 8 0.1377 AC
Legal SubdivisionSADDLE CREEK RANCH #4
Legal Tract8
Legal Block14
Legal Lot Number8
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1020
Census Tract210612

Owner

532 Saddle Cv is owned and occupied by an individual who acquired it in August 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address532 SADDLE CV, CIBOLO, TX 78108-3497
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Aug 22, 2023Intrafamily Transfer, Transfer
Mar 31, 2022Warranty Deed, Transfer · VA Mortgage
USAA FSB
Aug 24, 2017Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAP & INVS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2022
Deed SaleMar 31, 2022
Prior SaleDec 20, 2013 · Amount on File
Deed Document Number202210324
Last Transfer DateAug 18, 2023
Transfer Doc0000021101
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property AddressTX
Transaction TypeMortgage
Record UpdatedNov 3, 2025
Title CompanySIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099021193
DateJun 21, 2021
Instrument202199021193
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGUADALUPE TX
Recording DateAug 22, 2023
Property AddressTX
Document Number0099021101
Map ReferenceVOL 8 PG 84
Instrument DateAug 18, 2023
Instrument202399021101
Transaction TypeTransfer
Record UpdatedNov 3, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address532 SADDLE CV, CIBOLO, TX 78108-3497

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 SADDLE CV, CIBOLO, TX 78108-3497

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateMar 31, 2022
Property AddressTX
Document Number0099010324
Map ReferenceVOL 8 PG 84
Instrument DateMar 31, 2022
Instrument202299010324
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyCAPITAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address532 SADDLE CV, CIBOLO, TX 78108-3497

Transferred To (Grantee/Buyer)

NameVerified Name
Address2219 N SPAR LN, ELLENSBURG, WA 98926-2054

Mortgage

Document Number0099010093
DateMar 31, 2022
Instrument202299010093
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term347 Months
DueFeb 1, 2051

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address532 SADDLE CV, CIBOLO, TX 78108-3497
Document Number0000021802
Instrument DateAug 24, 2017
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address532 SADDLE CV CIBOLO TX 781083497, CIBOLO, TX 78108-3497

Mortgage

Document Number0000021802
DateSep 13, 2017
Instrument21802
Lender
NameVILLAGE CAP & INVS
TypeFunding / Finance Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount on Record
Term300 Months
DueSep 12, 2042
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 532 Saddle Cv was $5,988 with a homeowner's exemption, down 7.4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,912 (-5%) Land $42,315 Building $327,597$369,912 (-5%) Land $42,315 Building $327,597
2025$5,988.00 (-7.38%) Homeowner's exemption$389,372 Land $39,830 Building $349,542$389,372 Land $39,830 Building $349,542
2024$6,465.00 (-12.43%)
2023$7,383.00 (+8%) Homeowner's exemption$441,995 (+24.4%) Land $53,339 Building $388,656$441,995 (+24.4%) Land $53,339 Building $388,656
2022$6,836.00 Homeowner's exemption$355,289 Land $39,609 Building $315,680$355,289 Land $39,609 Building $315,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Saddle Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Saddle Cv is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREEN VALLEY SUD
serves 52,497 people · EPA ID TX0940020
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.

Nearby Properties on Saddle Cv

Nearby Streets

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