Guadalupe County property record for 529 Saddle Cv, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,228 sqft · built 2013 |
| Lot Size | 0.164 acres (7,128 sqft) |
| Owner | Individual Name on File |
| Last Sale | $67,800 (Jan 2019) |
| Tax Bill | $6,453 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900401301500000 |
| Primary APN | 1G3900401301500000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,228 sqft Living Area |
| Gross Area | 3,938 sqft |
| 1st Floor Area | 1,868 sqft |
| 2nd Floor Area | 1,360 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,128 sqft (0.164 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 40 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 529 SADDLE CV |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3497 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #4 BLOCK 13 LOT 15 0.1636 AC |
| Legal Subdivision | SADDLE CREEK RANCH #4 |
| Legal Tract | 15 |
| Legal Block | 13 |
| Legal Lot Number | 15 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 210612 |
529 Saddle Cv is owned and occupied by an individual who bought it in January 2019.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 529 SADDLE CV, CIBOLO, TX 78108-3497 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2026 | Intrafamily Transfer, Transfer |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Jan 23, 2019 | Quit Claim Deed, Mortgage · Line of Credit SECURITY SVC FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2019 · Amount on File |
| Deed Sale | Jan 23, 2019 · Amount on File |
| Prior Sale | Feb 4, 2014 · Amount on File |
| Deed Document Number | 201999001611 |
| Prior Transfer Date | Jan 31, 2014 |
| Prior Transfer Doc | 0000001986 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 13, 2026 |
| Property Address | 529 SADDLE CV, CIBOLO, TX 78108-3497 |
| Document Number | 0099003592 |
| Map Reference | VOL 8 PG 84 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202699003592 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 SADDLE CV, CIBOLO, TX 78108-3497 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 529 SADDLE CV, CIBOLO, TX 78108-3497 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006597 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 202000006597 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 23, 2019 |
| Property Address | 529 SADDLE CV, CIBOLO, TX 78108-3497 |
| Document Number | 0000001611 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 1611 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | SECURITY SERVICES TITLE COMPANY, SECURITY SVC TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 529 SADDLE CV CIBOLO TX 781083497, CIBOLO, TX 78108-3497 |
| Document Number | 1612 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 1612 |
| Name | SECURITY SVC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 22, 2059 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 529 Saddle Cv was $6,453, down 9.2% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $436,796 (+5.64%) Land $45,901 Building $390,895 | $436,796 (+5.64%) Land $45,901 Building $390,895 | |
| 2025 | $6,453.00 (-9.24%) Homeowner's exemption | $413,462 Land $44,557 Building $368,905 | $413,462 Land $44,557 Building $368,905 |
| 2024 | $7,110.00 (+3.55%) | ||
| 2023 | $6,866.00 (-9.36%) Homeowner's exemption | $479,955 Land $58,807 Building $421,148 | $479,955 Land $58,807 Building $421,148 |
| 2022 | $7,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 529 Saddle Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 529 Saddle Cv is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications, Verizon, VTX Communications.
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