Harford County property record for 532 Riviera Dr, Apt C, Joppa, MD 21085
| Property Type | Condominium |
|---|---|
| Details | 1,447 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,000 (Jul 2017) |
| Tax Bill | $2,761 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-135473 |
| Primary APN | 01-135473 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,447 sqft Total Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Account Number | 135473 |
|---|---|
| Street Address | 532 RIVIERA DR, C |
| City | JOPPA |
| State | MD |
| Zip | 21085-4645 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | R4 |
| Legal Description | CONDO UNIT 532-C 532-C RIVIERA DRIVE GUNPOWDER COVE PT 1/31 |
| Legal Subdivision | GUNPOWDER COVE CONDOMINIUM |
| Legal Lot Number | 532C |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 532 RIVIERA DR, C, JOPPA, MD 21085-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jul 26, 2017 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2017 · Amount on Record |
| Deed Sale | Jul 26, 2017 · Amount on Record |
| Prior Sale | Jan 19, 2011 · Amount on Record |
| Deed Document Number | 201712440-0481 |
| Deed Book / Page | 12440 / 481 |
| Last Transfer Date | Dec 3, 2021 |
| Transfer Doc | 0152370457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 9, 2021 |
| Property Address | 532 RIVIERA DR APT C, C, JOPPA, MD 21085-4645 |
| Document Number | 0152370457 |
| Book / Page | 15237 / 457 |
| Map Reference | MB HOC 1 FO 31&32 |
| Instrument Date | Dec 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 532 RIVIERA DR, JOPPA, MD 21085-4645 |
| Document Number | 0015237460 |
|---|---|
| Date | Dec 9, 2021 |
| Instrument | 15237/460 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 26, 2017 |
| Property Address | 532 RIVIERA DR APT C, C, JOPPA, MD 21085-4645 |
| Document Number | 0124400481 |
| Book / Page | 12440 / 0481 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 12440-0481 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | BROADVIEW TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,610.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | JOPPA, MD 00000 |
| Name | Verified Name |
|---|---|
| Address | 532 RIVIERA DR # 102, 102, JOPPA, MD 21085-4645 |
| Document Number | 124400486 |
|---|---|
| Date | Jul 26, 2017 |
| Instrument | 12440-0486 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,761.00 (+20.67%) | $253,333 (+9.35%) | $275,000 (-) Land $80,000 Building $195,000 |
| 2025 | $2,288.00 (+5%) | $231,667 (+13.01%) | $275,000 (+30.95%) Land $80,000 Building $195,000 |
| 2023 | $205,000 | $210,000 Land $50,000 Building $160,000 | |
| 2022 | $2,179.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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