532 Riviera Dr, Apt A, Joppa, MD 21085 Property Records

Harford County property record for 532 Riviera Dr, Apt A, Joppa, MD 21085

Property Summary

Property TypeCondominium
Details1,438 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2,761 (2026)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-120476

Property Details

APN / Parcel Number

Primary APN01-120476
Alternative APNs
  • 1120476
  • 120476

Interior

Building Area1,438 sqft Total Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleCondo/Apartment
Lot Area43,560 sqft (1 acres)

Location & Zoning

Account Number120476
Street Address532 RIVIERA DR, A
CityJOPPA
StateMD
Zip21085-4645
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR4
Legal DescriptionCONDO UNIT 532-A 532-A RIVIERA DRIVE GUNPOWDER COVE PT 1/32
Legal SubdivisionGUNPOWDER COVE CONDO
Legal Lot Number532A
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3009
Census Tract301401

Owner

532 Riviera Dr, Apt A is owned by two individuals who acquired it in February 2014.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address755 SHORE DR, JOPPA, MD 21085-4545
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2006
Deed SaleMay 17, 2006
Prior SaleJun 8, 1999 · Amount on File
Deed Document Number20063712
Deed Book / Page6749 / 606
Last Transfer DateFeb 10, 2014
Transfer Doc0106760008
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address532 RIVIERA DR APT A, A, JOPPA, MD 21085-4645
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126020348
DateNov 17, 2017
Book Page12602/0348
Instrument12602-0348
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 532 Riviera Dr, Apt A was $2,761, up 20.7% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,761.00 (+20.67%)$253,333 (+9.35%)$275,000 (-) Land $80,000 Building $195,000
2025$2,288.00$231,667$275,000 Land $80,000 Building $195,000
2023$205,000$210,000 Land $50,000 Building $160,000
2022$2,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Riviera Dr, Apt A in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Riviera Dr, Apt A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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