532 Richter Rd, Cairo, GA 39827 Property Records

Grady County property record for 532 Richter Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,880 sqft · built 1926
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (May 2026)
Tax Bill	$1,602 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00660-019-000`

Property Details

APN / Parcel Number

Primary APN	`00660-019-000`
Alternative APNs	`00660019` `4990`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,880 sqft Heated Area
1st Floor Area	1,880 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1994
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.08 acres)
Porch	Slab
Porch Area	1,108 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4990
Street Address	532 RICHTER RD
City	CAIRO
State	GA
Zip	39827-5619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 304 LD 17
Legal Subdivision	PICTURE 3-19-07
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2021
Census Tract	950401

Owner

532 Richter Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Grady County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 RICHTER RD, CAIRO, GA 39827-5619
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUST BANK
Apr 24, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 8, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Apr 24, 2025
Deed Book / Page	978 / 22
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	May 18, 2026
Property Address	532 RICHTER RD, CAIRO, GA 39827-5619
Document Number	0978000022
Book / Page	978 / 22
Instrument Date	May 15, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 RICHTER RD, CAIRO, GA 39827-5619

Mortgage

Document Number	0978000024,
Date	May 18, 2026
Book Page	978/24

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRADY GA
Recording Date	Apr 24, 2025
Property Address	532 RICHTER RD, CAIRO, GA 39827-5619
Document Number	000958/729
Book / Page	958 / 729
Instrument Date	Apr 24, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 SEGREST CIR, ATHENS, GA 30605-3710

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Mar 8, 2021
Property Address	532 RICHTER RD, CAIRO, GA 39827-5619
Document Number	883/83
Book / Page	883 / 83
Instrument Date	Mar 8, 2021
Instrument	2021-000196
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 DEAN ST, SHELLMAN, GA 39886-2517

Tax Assessment & Valuation

The 2025 property tax bill for 532 Richter Rd was $1,602 with exemptions applied, down 31.1% from the year before.

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,602.00 (-31.13%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$105,222 (+27.97%) Land $14,029 Building $91,193	$263,055 (+27.97%) Land $35,073 Building $227,982
2024	$2,326.00 (+250.83%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$82,226 (+192.08%) Land $14,029 Building $68,197	$205,566 (+192.08%) Land $35,073 Building $170,493
2023	$663.00 (-14.12%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$28,152 (-) Land $9,144 Building $19,008	$70,380 (-) Land $22,860 Building $47,520
2022	$772.00 Senior Citizen's exemption Additional exemption filed	$28,152 Land $9,144 Building $19,008	$70,380 Land $22,860 Building $47,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 Richter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Richter Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Windstream DSL	200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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