394 Richter Rd, Cairo, GA 39827 Property Records

Grady County property record for 394 Richter Rd, Cairo, GA 39827

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,214 sqft · built 1996
Lot Size	26.7 acres (1,163,052 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2020)
Tax Bill	$2,626 (2025)
Deeds & Mortgages	May 2017 Line of Credit Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00660-050-001`

Property Details

APN / Parcel Number

Primary APN	`00660-050-001`
Alternative APN	`5067`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,214 sqft Heated Area
1st Floor Area	1,598 sqft
Flooring	Tile
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,163,052 sqft (26.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	462 sqft
Patio Area	301 sqft
Lean-To	312 sqft
Storage Building	312 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5067
Street Address	394 RICHTER RD
City	CAIRO
State	GA
Zip	39827-5622
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	2
Census Block	2021
Census Tract	950401

Owner

Source: Grady County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	394 RICHTER RD, CAIRO, GA 39827-5622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage · Line of Credit UNITED NATIONAL BANK
Nov 4, 2020	Warranty Deed, Transfer
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Jul 20, 2005 · Amount on Record
Deed Document Number	2020862
Deed Book / Page	876 / 81
Prior Transfer Date	Oct 31, 2007
Prior Transfer Doc	000663/538
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	394 RICHTER RD, CAIRO, GA 39827-5622
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000816/590
Date	May 2, 2017
Book Page	816/590

Lender

Name	UNITED NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Nov 4, 2020
Property Address	394 RICHTER RD, CAIRO, GA 39827-5622
Document Number	876/81
Book / Page	876 / 81
Instrument Date	Nov 4, 2020
Instrument	2020-000862
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 RICHTER RD, CAIRO, GA 39827-5622
Investor	Possibly a Property Investor

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	394 RICHTER RD, CAIRO, GA 39827-5622
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000816590
Date	May 2, 2017
Book Page	816/590

Lender

Name	UNITED NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,626.00 (-29.26%) Homeowner's exemption	$179,418 (+5.65%) Land $64,654 Building $114,764	$448,545 (+5.65%) Land $161,634 Building $286,911
2024	$3,712.00 (+32.86%) Homeowner's exemption	$169,819 (+57.05%) Land $64,451 Building $105,368	$424,548 (+57.05%) Land $161,127 Building $263,421
2023	$2,794.00 (-5.86%) Homeowner's exemption	$108,128 (-) Land $28,142 Building $79,986	$270,319 (-) Land $70,355 Building $199,964
2022	$2,968.00 Homeowner's exemption	$108,128 Land $28,142 Building $79,986	$270,319 Land $70,355 Building $199,964

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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