532 N 32nd St, Waco, TX 76707 Property Records

McLennan County property record for 532 N 32nd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,525 sqft · built 1925
Lot Size	0.251 acres (10,950 sqft)
Owner	Individual Name on File
Last Sale	$294,395 (Jul 2023)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-023600-005000-0`

Property Details

APN / Parcel Number

Primary APN	`48-023600-005000-0`
Alternative APNs	`4802360000500000111` `177815`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,525 sqft Living Area
1st Floor Area	1,525 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	10,950 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Garage Type	Detached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	180 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	98 sqft
Patio Area	28 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	532 N 32ND ST
City	WACO
State	TX
Zip	76707-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HUACO HTS LOT 8 BLOCK 4 ACRES .2514
Legal Subdivision	HUACO HTS
Legal Block	4
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2038
Census Tract	800

Owner

532 N 32nd St is owned and occupied by an individual who bought it in July 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	532 N 32ND ST, WACO, TX 76707-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage PNC BANK NA
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 4, 2020	Vendor's Lien, Transfer FIRST NATIONAL BANK OF MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	202321301
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0000014078
Record Updated	Oct 29, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 11, 2023
Property Address	532 N 32ND ST, WACO, TX 76707-3224
Document Number	0000021301
Map Reference	VOL 254 PG 506
Instrument Date	Jul 11, 2023
Instrument	2023021301
Transaction Type	Transfer
Record Updated	Jul 26, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 N 32ND ST, WACO, TX 76707-3224

Mortgage

Document Number	0000021302
Date	Jul 11, 2023
Instrument	2023021302

Lender

Name	PNC BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	532 N 32ND ST, WACO, TX 76707-3224
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019772
Date	May 21, 2021
Instrument	2021019772

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	5714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 4, 2020
Property Address	532 N 32ND ST, WACO, TX 76707-3224
Document Number	0000014078
Map Reference	VOL 254 PG 506
Instrument Date	Apr 24, 2020
Instrument	2020014078
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 N 32ND ST, WACO, TX 76707-3224

Mortgage

Document Number	0000014079
Date	May 4, 2020
Instrument	2020014079

Lender

Name	FIRST NATIONAL BANK OF MCGREGOR
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	359 Months
Due	Apr 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 532 N 32nd St was $3,993 with a homeowner's exemption, down 26.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,000 (-35.34%) Land $27,922 Building $144,078	$172,000 (-35.34%) Land $27,922 Building $144,078
2025	$3,993.00 (-26.83%) Homeowner's exemption	$265,995 Land $25,400 Building $240,595	$265,995 Land $25,400 Building $240,595
2024	$5,457.00
2023		$228,000 (+38.18%) Land $25,400 Building $202,600	$228,000 (+38.18%) Land $25,400 Building $202,600
2022	$2,573.00 Homeowner's exemption	$165,000 Land $15,110 Building $149,890	$165,000 Land $15,110 Building $149,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 N 32nd St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1989–2026)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 N 32nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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