528 N 32nd St, Waco, TX 76707 Property Records

McLennan County property record for 528 N 32nd St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1925
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$223,133 (Aug 2024)
Tax Bill	$3,199 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-023600-004900-2`

Property Details

APN / Parcel Number

Primary APN	`48-023600-004900-2`
Alternative APNs	`4802360000490020111` `177814`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Driveway	Concrete Driveway
Driveway Area	800 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	146 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	528 N 32ND ST
City	WACO
State	TX
Zip	76707-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HUACO HTS LOT 7 BLOCK 4 ACRES .1722
Legal Subdivision	HUACO HTS
Legal Block	4
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2038
Census Tract	800

Owner

528 N 32nd St is owned by two individuals who bought it in August 2024.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 404, WACO, TX 76703-0404
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Vendor's Lien, Transfer · Stand-Alone First Mortgage WIGWAM GOLD HOLDING LLC
Mar 30, 2021	Warranty Deed, Transfer TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM
Sep 20, 2018	Vendor's Lien, Transfer CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	Mar 5, 2024 · Amount on File
Deed Document Number	202432071
Prior Transfer Date	Sep 17, 2018
Prior Transfer Doc	0000033449
Record Updated	Oct 29, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 5, 2024
Property Address	528 N 32ND ST, WACO, TX 76707-3224
Document Number	0000006644
Map Reference	VOL 254 PG 506
Instrument Date	Mar 1, 2024
Instrument	2024006644
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 COUNTY ROAD 204, LIBERTY HILL, TX 78642-3713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 BURNETT ST, FORT WORTH, TX 76102-2065

Mortgage

Document Number	0000006645
Date	Mar 5, 2024
Instrument	2024006645

Lender

Name	WIGWAM GOLD HOLDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Aug 31, 2024

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 30, 2021
Property Address	528 N 32ND ST, WACO, TX 76707-3224
Document Number	0000011539
Map Reference	VOL 254 PG 506
Instrument Date	Mar 29, 2021
Instrument	2021011539
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3448 WINDSOR WAY, 3448, WACO, TX 76712-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 COUNTY ROAD 204, LIBERTY HILL, TX 78642-3713

September 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 20, 2018
Property Address	528 N 32ND ST, WACO, TX 76707-3224
Document Number	0000033449
Map Reference	VOL254 PG506
Instrument Date	Sep 17, 2018
Instrument	2018033449
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2823 SANGER AVE, 2823, WACO, TX 76707-3379

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3448 WINDSOR WAY, WACO, TX 76712-9625

Mortgage

Document Number	0000033450
Date	Sep 20, 2018
Instrument	2018033450

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 528 N 32nd St was $3,199, down 26.1% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,730 (-0.12%)	$225,000 (-) Land $20,700 Building $204,300
2025	$3,199.00 (-26.09%) Homeowner's exemption	$225,000 Land $20,700 Building $204,300	$225,000 Land $20,700 Building $204,300
2024	$4,328.00
2023		$175,370 Land $20,700 Building $154,670	$175,370 Land $20,700 Building $154,670
2022	$3,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 N 32nd St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1989–2026)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jun 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 N 32nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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