528 Monterey Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 528 Monterey Rd, Pacifica, CA 94044

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,724 sqft · built 1989
Lot Size	3.5 acres (152,857 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Apr 2026)
Tax Bill	$12,930 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`115-390-010`

Property Details

APN / Parcel Number

Primary APN	`115-390-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	6 Units
Stories	2 Stories
Building Area	1,724 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment
Lot Area	152,857 sqft
View / Lot	End Unit

Location & Zoning

Street Address	528 MONTEREY RD
City	PACIFICA
State	CA
Zip	94044-2016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R30000
Legal Description	UNIT 1 OCEAN VIEW HOMES RSM 117/56-59
Legal Subdivision	OCEAN VIEW HOMES
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4000
Census Tract	602700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Apr 1, 2026	Affidavit of Death of Trustee, Transfer
Jul 30, 2019	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Nov 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LELAND STANFORD JUNIOR UNIV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	202623137
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	0000193203
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 30, 2026
Property Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000023137
Instrument Date	Apr 28, 2026
Instrument	202623137
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,211.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	528 MONTEREY RD, PACIFICA, CA 94044-2016

Mortgage

Document Number	0000023138,
Date	Apr 30, 2026
Instrument	202623138

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN MATEO CA
Recording Date	Apr 1, 2026
Property Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000016787
Instrument Date	Mar 25, 2026
Instrument	202616787
Transaction Type	Transfer
Record Updated	Jul 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	1738 HAMER DR, PLACENTIA, CA 92870-2817

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FIRST AMERICAN TITLE COM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059893
Date	Jul 30, 2019
Instrument	2019-059893

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 15, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 19, 2020
Property Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000131404
Instrument Date	Oct 23, 2020
Instrument	131404
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	528 MONTEREY RD PACIFICA CA 940442016, PACIFICA, CA 94044-2016

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	528 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000059892
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 MONTEREY RD PACIFICA CA 940442016, PACIFICA, CA 94044-2016

Mortgage

Document Number	0000059892
Date	Jul 30, 2019
Instrument	59892

Lender

Name	LELAND STANFORD JUNIOR UNIV
Address	STANFORD, CA 94305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$996,155 (+2%) Land $298,844 Building $697,311
2025	$12,930.00 (+4.53%) Homeowner's exemption	$976,624 (+4.04%) Land $292,985 Building $683,639
2024	$12,370.00 (+2.84%)
2023	$12,028.00 (+6.46%) Homeowner's exemption	$938,703 Land $281,609 Building $657,094	$970,380
2022	$11,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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