532 Mayo, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 532 Mayo, Crystal Beach, FL 34681

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,231 sqft · built 1995
Lot Size0.136 acres (5,902 sqft)
Owner2 Individual Names on Record
Last Sale$482,000 (Mar 2019)
Tax Bill$7,659 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-740-9888-0

Property Details

APN / Parcel Number

Primary APNC62-000-740-9888-0
Alternative APNs
  • 35-27-15-19872-016-0050
  • 271535198720160050
  • 152735198720160050
  • R381992

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,231 sqft Living Area
Gross Area4,313 sqft
1st Floor Area1,138 sqft
Upper Floors Area1,093 sqft
FlooringTile
Interior WallsComposition

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,902 sqft (0.136 acres)
Lot Dimensions100 ft deep x 59 ft wide
Garage TypeCarport
Garage Area1,015 sqft
CarportCarport
Carport Area1,015 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area1,067 sqft
Deck Area264 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381992
Street Address532 MAYO
CityCRYSTAL BEACH
StateFL
Zip34681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCRYSTAL BEACH REVISED BLK P, LOT 5 (SEE S34-27-15)
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH REVISED
Legal Tract19872
Legal BlockP
Legal Lot Number5
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group5
Census Block5024
Census Tract27202

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 936, CRYSTAL BEACH, FL 34681-0936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES
Mar 5, 2019Warranty Deed, Transfer · Conventional Mortgage
INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2019 · Amount on Record
Deed SaleMar 5, 2019 · Amount on Record
Prior SaleApr 13, 2009 · Amount on Record
Deed Document Number201969664
Deed Book / Page20451 / 21
Prior Transfer DateJan 28, 2013
Prior Transfer Doc0179081129
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address532 MAYO, CRYSTAL BEACH, FL 34681
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyTRINITY TITLE OF PASCO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 S MAYO ST, CRYSTAL BEACH, FL 34681

Mortgage

Document Number0212081375
DateOct 14, 2020
Book Page21208/1375
Instrument2020307439
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
AddressLUTZ, FL 33558
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2035

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 5, 2019
Property Address532 MAYO, CRYSTAL BEACH, FL 34681
Document Number0204510021
Book / Page20451 / 0021
Map ReferenceMB 7 PG 30
Instrument DateFeb 28, 2019
Instrument2019069664
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyEQUIMAX TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,374.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address716 FAIRMOUNT DR, 716, NORTH PORT, FL 34287-1524

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 S MAYO ST, CRYSTAL BEACH, FL 34681

Mortgage

Document Number2019069665
DateMar 5, 2019
Instrument2019069665
Lender
NameINNOVATIVE MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,659.00 (+5.58%) Homeowner's exemption$458,657 (+5.99%)$747,314 (+6.61%) Land $231,122 Building $516,192
2024$7,254.00 (+1.45%)
2023$7,150.00 (+2.69%) Homeowner's exemption$432,749 (+3%)$700,971 (+18.81%) Land $306,908 Building $394,063
2022$6,963.00 Homeowner's exemption$420,145$590,011 Land $265,317 Building $324,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 249 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims503 (1980–2024)
Claims Outside the SFHA3 of 503
Most Recent ClaimDec 2024 · other causes
Claims by Event
  • Hurricane Helene, Sep 2024 · 197 claims
  • Hurricane Idalia, Aug 2023 · 32 claims
  • Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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