515 Mayo, Crystal Beach, FL 34681 Property Records

Pinellas County property record for 515 Mayo, Crystal Beach, FL 34681

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,266 sqft · built 1964
Lot Size	0.202 acres (8,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Dec 2013)
Tax Bill	$6,688 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-740-9975-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-740-9975-5`
Alternative APNs	`35-27-15-19872-025-0150` `271535198720250150` `152735198720250150` `R382079`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,266 sqft Living Area
Gross Area	1,590 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,795 sqft (0.202 acres)
Lot Dimensions	118 ft deep x 75 ft wide

Exterior Amenities

Porch	Patio
Porch Area	324 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R382079
Street Address	515 MAYO
City	CRYSTAL BEACH
State	FL
Zip	34681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CRYSTAL BEACH REVISED BLK Y, LOT 15 LESS E 25FT & LOT 16 LESS E 25FT
Legal Range	15E
Legal Township	27S
Legal Section	35
Legal Subdivision	CRYSTAL BEACH REVISED
Legal Tract	19872
Legal Block	Y
Legal Lot Number	15,16
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	5
Census Block	5028
Census Tract	27202

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 SUNSET LANE, CROTON, ON HUD S
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on Record
Deed Sale	Dec 26, 2013 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Document Number	2013404920
Deed Book / Page	18262 / 2493
Prior Transfer Date	Oct 28, 2010
Prior Transfer Doc	0171802444
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	515 MAYO, CRYSTAL BEACH, FL 34681
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200910724
Date	Jun 14, 2018
Book Page	20091/0724
Instrument	2018190322

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,688.00 (-10.36%)	$363,681 (-26.82%) Land $266,984 Building $96,697	$363,681 (-26.82%) Land $266,984 Building $96,697
2023	$7,461.00 (+18.02%)	$496,999 (+35.66%)	$496,999 (+35.66%) Land $337,619 Building $159,380
2022	$6,322.00	$366,362	$366,362 Land $246,485 Building $119,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	503 (1980–2024)
Claims Outside the SFHA	3 of 503
Most Recent Claim	Dec 2024 · other causes
Claims by Event	Hurricane Helene, Sep 2024 · 197 claims Hurricane Idalia, Aug 2023 · 32 claims Tropical Storm Josephine, Oct 1996 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20