532 Ingleside Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 532 Ingleside Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,610 sqft · built 2007
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2015)
Tax Bill	$15,437 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Sep 2019 Mortgage
APN	`04-22-0-309-021`

Property Details

APN / Parcel Number

Primary APN	`04-22-0-309-021`
Alternative APN	`04220301017`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,610 sqft Living Area
Basement Area	2,610 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	1,043 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	336 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	532 INGLESIDE LN
City	O FALLON
State	IL
Zip	62269-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 A02448872
Legal Subdivision	BRAESWOOD TRAILS 1ST ADDITION
Legal Block	309
Legal Lot Number	87
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2084
Census Tract	504358

Owner

532 Ingleside Ln is owned and occupied by two individuals who bought it in April 2015.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 INGLESIDE LN, O FALLON, IL 62269-4136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage VETERANS UNITED HM LNS
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2015 · Amount on File
Deed Sale	Apr 8, 2015 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	20152448872
Prior Transfer Date	Apr 17, 2008
Prior Transfer Doc	00A2105132
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Aug 14, 2020
Property Address	532 INGLESIDE LN, O FALLON, IL 62269-4136
Document Number	00A2662033
Instrument Date	Aug 7, 2020
Instrument	2662033
Transaction Type	Construction Loan
Record Updated	Oct 12, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 INGLESIDE LN O FALLON IL 622694136, O FALLON, IL 62269-4136

Mortgage

Document Number	00A2662033
Date	Aug 14, 2020
Instrument	2662033

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 13, 2035

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	532 INGLESIDE LN, O FALLON, IL 62269-4136
Document Number	00A2628619
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	532 INGLESIDE LN O FALLON IL 622694136, O FALLON, IL 62269-4136

Mortgage

Document Number	00A2628619
Date	Oct 1, 2019
Instrument	2628619

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 532 Ingleside Ln was $15,437, up 8.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,437.00 (+8.4%)	$214,168 (+9.62%) Land $30,239 Building $183,929	$642,504 (+9.62%) Land $90,717 Building $551,787
2024	$14,241.00	$195,373 Land $27,585 Building $167,788	$586,119 Land $82,755 Building $503,364
2022		$159,422 Land $22,509 Building $136,913	$478,266 Land $67,527 Building $410,739

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 532 Ingleside Ln; there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Ingleside Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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