520 Ingleside Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 520 Ingleside Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,706 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$417,500 (Dec 2016)
Tax Bill	$13,267 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage
APN	`04-22-0-309-024`

Property Details

APN / Parcel Number

Primary APN	`04-22-0-309-024`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,706 sqft Living Area
Basement Area	2,706 sqft
Unfinished Basement	2,706 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	781 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	580 sqft
Patio Area	445 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	520 INGLESIDE LN
City	O FALLON
State	IL
Zip	62269-4136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 90 A02521594
Legal Subdivision	BRAESWOOD TRAIL 1ST ADDITION
Legal Block	309
Legal Lot Number	90
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2084
Census Tract	504358

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	520 INGLESIDE LN, O FALLON, IL 62269-4136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 6, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	Apr 6, 2016 · Amount on Record
Deed Document Number	20162521594
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	520 INGLESIDE LN, O FALLON, IL 62269-4136
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02723922
Date	Nov 1, 2021
Instrument	A02723922

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Nov 1, 2040

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	520 INGLESIDE LN, O FALLON, IL 62269-4136
Document Number	00A2650928
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	520 INGLESIDE LN O FALLON IL 622694136, O FALLON, IL 62269-4136

Mortgage

Document Number	00A2650928
Date	May 14, 2020
Instrument	2650928

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	May 13, 2045

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,267.00 (+8.74%) Homeowner's exemption	$190,062 (+9.62%) Land $22,831 Building $167,231	$570,186 (+9.62%) Land $68,493 Building $501,693
2024	$12,201.00	$173,382 (+21.98%) Land $20,827 Building $152,555	$520,146 (+21.98%) Land $62,481 Building $457,665
2022		$142,137 Land $18,485 Building $123,652	$426,411 Land $55,455 Building $370,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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