Harford County property record for 532 Harbour Ct, Havre De Grace, MD 21078
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,384 sqft · built 1997 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,900 (Mar 2018) |
| Tax Bill | $2,337 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-054382 |
| Primary APN | 06-054382 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,384 sqft Total Area |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 140 sqft |
| Balcony Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054382 |
|---|---|
| Street Address | 532 HARBOUR CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 50 2000 SF 532 HARBOUR COURT WOODS OF BAYVIEW P 80/37 |
| Legal Subdivision | WOODS BAY VIEW |
| Legal Lot Number | 50 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 306400 |
532 Harbour Ct, a townhouse, is owned and occupied by an individual who bought it in March 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 532 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 23, 2018 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on File |
| Deed Sale | Mar 23, 2018 · Amount on File |
| Prior Sale | Dec 13, 2006 · Amount on File |
| Deed Book / Page | 12749 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 532 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Title Company | QUIET TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0161030030 |
|---|---|
| Date | Nov 27, 2023 |
| Book Page | 16103/30 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 532 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147800021 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 14780/21 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 23, 2018 |
| Property Address | 532 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Document Number | 0127490200 |
| Book / Page | 12749 / 0200 |
| Map Reference | MB CGH80 FO37 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MICASA TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,136.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 532 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Document Number | 0012749207 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 12749/207 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
The 2026 property tax bill for 532 Harbour Ct was $2,337, up 23.1% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,337.00 (+23.06%) | $245,233 | $268,200 Land $60,000 Building $208,200 |
| 2025 | $1,899.00 | ||
| 2023 | $195,767 | $199,300 Land $50,000 Building $149,300 | |
| 2022 | $1,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 532 Harbour Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 532 Harbour Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
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