Harford County property record for 520 Harbour Ct, Havre De Grace, MD 21078
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,480 sqft · built 1997 |
| Lot Size | 0.055 acres (2,410 sqft) |
| Owner | Individual Name on File |
| Last Sale | $131,190 (Oct 1997) |
| Tax Bill | $2,412 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-054447 |
| Primary APN | 06-054447 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Total Area |
| Basement Area | 660 sqft |
| Finished Basement | 660 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,410 sqft (0.055 acres) |
| Deck Area | 168 sqft |
| Balcony Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 054447 |
|---|---|
| Street Address | 520 HARBOUR CT |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-4260 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LOT 56 2410 SF 520 HARBOUR COURT WOODS OF BAYVIEW P 80/37 |
| Legal Subdivision | WOODS BAY VIEW |
| Legal Lot Number | 56 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 306400 |
520 Harbour Ct, a townhouse, is owned and occupied by an individual who bought it in October 1997.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 HARBOUR CT, HAVRE DE GRACE, MD 21078-4260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 1997 · Amount on File |
| Deed Sale | Oct 6, 1997 · Amount on File |
| Deed Document Number | 199793 |
| Deed Book / Page | 2576 / 522 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 520 Harbour Ct was $2,412, up 22.2% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,412.00 (+22.19%) | $253,033 | $276,000 Land $65,000 Building $211,000 |
| 2025 | $1,974.00 | ||
| 2023 | $201,867 | $207,100 Land $50,500 Building $156,600 | |
| 2022 | $1,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Harbour Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Harbour Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
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