532 Garfield St, Oceanside, CA 92054 Property Records

San Diego County property record for 532 Garfield St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,626 sqft · built 1995
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$655,000 (Feb 2017)
Tax Bill	$8,468 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`150-251-15-00`

Property Details

APN / Parcel Number

Primary APN	`150-251-15-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,626 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	532 GARFIELD ST
City	OCEANSIDE
State	CA
Zip	92054-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 1 LOTS 33 & 34 TR 000151
Legal Subdivision	WILSON & PATTONS SUB
Legal Tract	000151
Legal Block	1
Legal Lot Number	33,34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Feb 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage E MORTGAGE CAPITAL INC
Feb 4, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
Feb 4, 2021	Intrafamily Transfer, Transfer WESTERN RESOURCES TITLE
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 14, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2017 · Amount on Record
Deed Sale	Feb 7, 2017 · Amount on Record
Prior Sale	Feb 25, 2003 · Amount on Record
Deed Document Number	201762671
Last Transfer Date	Jan 29, 2021
Transfer Doc	0000088938
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210

Mortgage

Document Number	0000089146
Date	Feb 4, 2021
Instrument	2021-0089146

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2021
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000088938
Map Reference	MAP 151
Instrument Date	Jan 29, 2021
Instrument	2021-0088938
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210

Mortgage

Document Number	0000088939
Date	Feb 4, 2021
Instrument	2021-0088939

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2021
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000089145
Map Reference	MAP 151
Instrument Date	Jan 29, 2021
Instrument	2021-0089145
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2021
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000089147
Map Reference	MAP 151
Instrument Date	Jan 29, 2021
Instrument	2021-0089147
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000239441
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	532 GARFIELD ST OCEANSIDE CA 920544210, OCEANSIDE, CA 92054-4210

Mortgage

Document Number	0000239441
Date	May 12, 2020
Instrument	239441

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 14, 2017
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000074789
Instrument Date	Feb 13, 2017
Instrument	74789
Transaction Type	Transfer
Record Updated	Feb 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 545 OCEANSIDE CA 920490545, OCEANSIDE, CA 92049-0545

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2017
Property Address	532 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000062671
Instrument Date	Dec 27, 2016
Instrument	62671
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 GARFIELD ST OCEANSIDE CA 920544210, OCEANSIDE, CA 92054-4210

Mortgage

Document Number	62672
Date	Feb 7, 2017
Instrument	62672

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$775,381 (+2%) Land $473,516 Building $301,865
2025	$8,468.00 (+5.22%) Homeowner's exemption	$760,179 (+4.04%) Land $464,232 Building $295,947
2023	$8,048.00 (+1.55%) Homeowner's exemption	$730,662 Land $446,206 Building $284,456
2022	$7,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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