522 Garfield St, Oceanside, CA 92054 Property Records

San Diego County property record for 522 Garfield St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,705 sqft · built 1977
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Feb 2026)
Tax Bill	$4,516 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`150-251-17-00`

Property Details

APN / Parcel Number

Primary APN	`150-251-17-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	522 GARFIELD ST
City	OCEANSIDE
State	CA
Zip	92054-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 1 LOTS 37 & 38 S 1/2 LOT 39 & ALL TR 000151
Legal Subdivision	WILSON & PATTONS SUB
Legal Tract	000151
Legal Block	1
Legal Lot Number	37-39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 5, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 26, 2024	Intrafamily Transfer, Transfer
Mar 26, 2024	Intrafamily Transfer, Transfer
Mar 26, 2024	Intrafamily Transfer, Transfer
Mar 26, 2024	Intrafamily Transfer, Transfer
Mar 26, 2024	Intrafamily Transfer, Transfer
Dec 13, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Aug 13, 2025 · Amount on Record
Deed Document Number	202634409
Prior Transfer Date	Sep 10, 2009
Prior Transfer Doc	0000516902
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2026
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000034409
Map Reference	MAP 151
Instrument Date	Jan 2, 2026
Instrument	2026-0034409
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210

Mortgage

Document Number	0000034410
Date	Feb 6, 2026
Instrument	2026-0034410

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2025
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000311838
Map Reference	MAP 151
Instrument Date	Oct 23, 2025
Instrument	2025-0311838
Transaction Type	Transfer
Record Updated	Nov 19, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9255 TOWNE CENTRE DR STE 330, 330, SAN DIEGO, CA 92121-3036

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000075014
Map Reference	MAP 151
Instrument Date	Mar 22, 2024
Instrument	2024-0075014
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13037 W LISBON LN, EL MIRAGE, AZ 85335-3402

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000075013
Map Reference	MAP 151
Instrument Date	Dec 20, 2023
Instrument	2024-0075013
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	28473 PINON CT, WINCHESTER, CA 92596-8238

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000075012
Map Reference	MAP 151
Instrument Date	Dec 16, 2023
Instrument	2024-0075012
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11243 W LAWRENCE LN, PEORIA, AZ 85345-3415

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000075011
Map Reference	MAP 151
Instrument Date	Dec 16, 2023
Instrument	2024-0075011
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 26, 2024
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000075012
Map Reference	MAP 151
Instrument Date	Dec 16, 2023
Instrument	2024-0075012
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	11243 W LAWRENCE LN, PEORIA, AZ 85345-3415

December 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2023
Property Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210
Document Number	0000342176
Map Reference	MAP 151
Instrument Date	Dec 9, 2023
Instrument	2023-0342176
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	522 GARFIELD ST, OCEANSIDE, CA 92054-4210

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,000 (+195.24%) Land $920,000 Building $280,000
2025	$4,516.00 (+73.23%) Homeowner's exemption	$406,448 (+75.97%) Land $218,971 Building $187,477
2024	$2,607.00 (+3.25%)
2023	$2,525.00 (+1.61%) Homeowner's exemption	$230,981 Land $67,008 Building $163,973
2022	$2,485.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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