532 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 532 Fleming St, Key West, FL 33040

Property Summary

Property Type	Quadplex
Details	4 bd · 4 ba · 2,660 sqft · built 1948
Lot Size	0.103 acres (4,476 sqft)
Owner	Company Name on Record
Last Sale	$4,000 (May 2021)
Tax Bill	$12,644 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00009420-000000`

Property Details

APN / Parcel Number

Primary APN	`00009420-000000`
Alternative APNs	`01010100009420000000` `1009679`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Units	9 Units
Stories	2 Stories
Building Area	2,660 sqft Living Area
1st Floor Area	2,590 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2005
Architectural Style	Quadruplex
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,476 sqft (0.103 acres)
Lot Dimensions	101 ft deep x 45 ft wide
Porch	Florida Room
Porch Area	833 sqft
Patio Area	668 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1009679
Street Address	532 FLEMING ST
City	KEY WEST
State	FL
Zip	33040-6992
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	HNC-1
Legal Description	KW PT LOT 2 SQR 50 OR464-92/94 OR523-600 OR890-292 OR890-293/94 OR891-2085/86 OR1173-1968/75 OR1636-1620/22 OR2144-2266
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	KEY WEST SQUARE 50
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3004
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	214 SPRINGVALE ST, ELIZABETH CITY, NC 27909-7722
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Correction Deed ACCOMODATION, ACCOMMODATION
Sep 3, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
May 21, 2021	Contract Sale, Transfer · Land Contract NOT PROVIDED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on Record
Deed Sale	May 21, 2021 · Amount on Record
Prior Sale	Aug 1, 1983 · Amount on Record
Deed Document Number	20211175
Deed Book / Page	3099 / 1601
Last Transfer Date	Aug 29, 2025
Transfer Doc	0033430771
Record Updated	Oct 29, 2026

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONROE FL
Recording Date	Nov 10, 2025
Property Address	532 FLEMING ST, KEY WEST, FL 33040-6992
Document Number	0033530056
Book / Page	3353 / 56
Instrument Date	Nov 6, 2025
Instrument	2521649
Record Updated	Dec 3, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 FLEMING ST, KEY WEST, FL 33040-6992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SPRINGVALE ST, ELIZABETH CITY, NC 27909-7722

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 3, 2025
Property Address	532 FLEMING ST, KEY WEST, FL 33040-6992
Document Number	0033430771
Book / Page	3343 / 771
Instrument Date	Aug 29, 2025
Instrument	2514022
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 FLEMING ST, KEY WEST, FL 33040-6992

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 SPRINGVALE ST, ELIZABETH CITY, NC 27909-7722

May 2021: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MONROE FL
Recording Date	May 21, 2021
Property Address	532 FLEMING ST, KEY WEST, FL 33040-6992
Document Number	0030991601
Book / Page	3099 / 1601
Instrument Date	Apr 18, 2021
Instrument	2321175
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 FLEMING ST, KEY WEST, FL 33040-6992

Mortgage

Date	May 21, 2021

Lender

Name	NOT PROVIDED

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	20%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,644.00 (+7.93%)	$1,362,138 (+0.34%)	$1,550,353 (+0.1%) Land $1,123,231 Building $427,122
2024	$11,715.00 (+6.09%) Homeowner's exemption	$1,357,492 (+6.32%)	$1,548,837 (+6.65%) Land $1,123,231 Building $425,606
2023	$11,043.00 (+12.5%) Homeowner's exemption	$1,276,780 (+18.02%)	$1,452,259 (+19.75%) Land $1,032,381 Building $419,878
2022	$9,816.00 Homeowner's exemption	$1,081,847	$1,212,778 Land $781,857 Building $430,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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