531 Fleming St, Key West, FL 33040 Property Records

Monroe County property record for 531 Fleming St, Key West, FL 33040 · Last verified April 2026

Property Summary

Property TypeRestaurant
Details2,133 sqft · built 1949
Lot Size0.092 acres (4,000 sqft)
OwnerCompany Name on File
Last Sale$147,500 (Mar 2018)
Tax Bill$13,860 (2024)
Deeds & MortgagesMar 2018 Sale
Jan 2018 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN00006440-000000

Property Details

APN / Parcel Number

Primary APN00006440-000000
Alternative APNs
  • 01010100006440000000
  • 1006670

Interior

Stories2 Stories
Building Area2,133 sqft Gross Area
1st Floor Area2,133 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof MaterialAsphalt
Lot Area4,000 sqft (0.092 acres)
Lot Dimensions50 ft deep x 80 ft wide
Deck Area1,951 sqft
Patio Area1,951 sqft

Location & Zoning

Account Number1006670
Street Address531 FLEMING ST
CityKEY WEST
StateFL
Zip33040-6879
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionKW PT LOT 1 SQR 37 G44-379 OR797-1049 OR822-1252 OR861-2293 OR876-2138 OR882-1871 OR972-1966 OR977-2229/30 OR1127-2040/41 OR2463-2247 OR2605-35/37 OR2889-1932/33 OR2896-1984/86
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionWILLIAM A WHITEHEADS
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1017
Census Tract972500

Owner

Source: Monroe County records · APN 00006440-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address531 FLEMING ST, KEY WEST, FL 33040-6879
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 31, 2018Warranty Deed, Transfer · Construction Mortgage
GERALDINE TOMITA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 19, 2018 · Amount on Record
Deed SaleMar 19, 2018 · Amount on Record
Prior SaleJan 31, 2018 · Amount on Record
Deed Document Number20182160007
Deed Book / Page2896 / 1984
Prior Transfer DateDec 18, 2012
Prior Transfer Doc0026050035
Record UpdatedJun 08, 2026

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMar 19, 2018
Property Address531 FLEMING ST, KEY WEST, FL 33040-6879
Document Number0028961984
Book / Page002896 / 001984
Instrument DateMar 16, 2018
Instrument2160007
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,032.50
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address531 FLEMING ST KEY WEST FL 330406879, KEY WEST, FL 33040-6879

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 31, 2018
Property Address531 FLEMING ST, KEY WEST, FL 33040-6879
Document Number0028891932
Book / Page002889 / 001932
Instrument DateJan 31, 2018
Instrument2153461
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address531 FLEMING ST KEY WEST FL 330406879, KEY WEST, FL 33040-6879

Mortgage

Document Number28891934
DateJan 31, 2018
Book Page002889/001934
Instrument2153462
Lender
NameGERALDINE TOMITA
Address833 EISENHOWER DR # 102, KEY WEST, FL 33040-7271
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 30, 2019

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,825,938 (+10.47%) Land $1,583,680 Building $242,258$1,825,938 (+10.47%) Land $1,583,680 Building $242,258
2024$13,860.00 (+4.81%)
2023$13,224.00 (+6.87%)$1,652,813 (-0.67%) Land $1,414,000 Building $238,813$1,652,813 (-0.67%) Land $1,414,000 Building $238,813
2022$12,374.00$1,663,937 Land $1,414,000 Building $249,937$1,663,937 Land $1,414,000 Building $249,937

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879725001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 202 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
40 under condo master policies
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024, other causes
Claims By Storm
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 922 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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