532 Elm Bend Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 532 Elm Bend Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1971
Lot Size	0.64 acres (28,066 sqft)
Owner	2 Individual Names on File
Last Sale	$497,500 (Sep 2025)
Tax Bill	$1,718 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8595-07-0345-000`

Property Details

APN / Parcel Number

Primary APN	`8595-07-0345-000`
Alternative APNs	`70463940` `70636550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,784 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	28,066 sqft (0.64 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70636550
Street Address	532 ELM BEND RD
City	BREVARD
State	NC
Zip	28712-9577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SII L9 ELM BEND RD
Legal Subdivision	MORGAN HEIGHTS SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3025
Census Tract	960301

Owner

532 Elm Bend Rd is owned and occupied by two individuals who bought it in September 2025.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	532 ELM BEND RD, BREVARD, NC 28712-9577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on File
Deed Sale	Sep 10, 2025 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	20254285
Deed Book / Page	1162 / 526
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jul 26, 2017
Property Address	532 ELM BEND RD, BREVARD, NC 28712-9577
Document Number	0008120140
Book / Page	000812 / 000140
Instrument Date	Jul 21, 2017
Instrument	3850
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	532 ELM BEND RD BREVARD NC 287129577, BREVARD, NC 28712-9577

Mortgage

Document Number	8120143
Date	Jul 26, 2017
Book Page	000812/000143
Instrument	3851

Lender

Name	CUNNINGHAM & CO
Address	OKLAHOMA, OK 73116

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 532 Elm Bend Rd was $1,718.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,718.00	$418,540 Land $100,000 Building $318,540	$418,540 Land $100,000 Building $318,540
2023	$1,477.00	$244,850 Land $80,000 Building $164,850	$244,850 Land $80,000 Building $164,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 532 Elm Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Elm Bend Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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