511 Elm Bend Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 511 Elm Bend Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,560 sqft · built 1977
Lot Size	0.87 acres (37,893 sqft)
Owner	Individual Name on File
Tax Bill	$2,412 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8595-07-1605-000`

Property Details

APN / Parcel Number

Primary APN	`8595-07-1605-000`
Alternative APN	`14381000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,560 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	37,893 sqft (0.87 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	14381000
Street Address	511 ELM BEND RD
City	BREVARD
State	NC
Zip	28712-9577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ELM BEND RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	3
Census Block	3026
Census Tract	960301

Owner

511 Elm Bend Rd is owned and occupied by an individual who acquired it in June 1991.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	511 ELM BEND RD, BREVARD, NC 28712-9577
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jun 23, 2021	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Sep 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 1991
Deed Sale	Jun 1, 1991
Deed Book / Page	340 / 479
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Recording Date	May 21, 2026
Property Address	511 ELM BEND RD, BREVARD, NC 28712-9577
Document Number	0000002387
Book / Page	1189 / 423
Instrument Date	Apr 15, 2026
Instrument	20262387
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 ELM BEND RD, BREVARD, NC 28712-9577

Mortgage

Document Number	0000002387,
Date	May 21, 2026
Book Page	1189/423
Instrument	20262387

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6.22%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	511 ELM BEND RD, BREVARD, NC 28712-9577
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009880021
Date	Jun 23, 2021
Book Page	988/21
Instrument	2021004747

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	511 ELM BEND RD, BREVARD, NC 28712-9577
Document Number	0008570346
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	511 ELM BEND RD BREVARD NC 287129577, BREVARD, NC 28712-9577

Mortgage

Document Number	0008570346
Date	Sep 28, 2018
Book Page	000857/000346
Instrument	4971

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 511 Elm Bend Rd was $2,412.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Brevard City
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00	$587,690 (-) Land $100,000 Building $487,690	$587,690 (-) Land $100,000 Building $487,690
2025	$2,412.00	$587,690 Land $100,000 Building $487,690	$587,690 Land $100,000 Building $487,690
2023	$2,177.00	$360,920 Land $88,000 Building $272,920	$360,920 Land $88,000 Building $272,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 511 Elm Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 511 Elm Bend Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BREVARD serves 11,336 people · EPA ID NC0188010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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