Richland County property record for 532 Cordgrass Rd, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,424 sqft · built 2019 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,400 (Aug 2019) |
| Tax Bill | $2,578 (2023) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25815-08-03 |
| Primary APN | 25815-08-03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,424 sqft Heated Area |
| Gross Area | 4,372 sqft |
| 1st Floor Area | 1,318 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 640 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02137501 |
|---|---|
| Street Address | 532 CORDGRASS RD |
| City | ELGIN |
| State | SC |
| Zip | 29045-6401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LOT 2 80X130X80X130 #SU THE PARK PHASE 5B #PR RB2252-3808 |
| Legal Subdivision | THE PARK @ WOODCREEK |
| Legal Phase | 5B |
| Legal Lot Number | 2,80 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 11407 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 5, 2019 | Grant Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Mar 14, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Mar 27, 2018 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Mar 27, 2018 · Amount on Record |
| Deed Document Number | 201957325 |
| Deed Book / Page | 2416 / 3479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0027003818 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 2700/3818 |
| Instrument | 2021085108 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Aug 5, 2019 |
| Property Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Document Number | 2416/3479 |
| Book / Page | 002416 / 003479 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 57325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,107.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 532 CORDRASS RD ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2416/3483 |
|---|---|
| Date | Aug 5, 2019 |
| Book Page | 002416/003483 |
| Instrument | 57326 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Document Number | 2300/0086 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211 |
| Document Number | 2300/0086 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 002300/000086 |
| Instrument | 28988 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201-3200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Document Number | 2288/2224 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211 |
| Investor | Possibly a Property Investor |
| Document Number | 2288/2224 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 002288/002224 |
| Instrument | 16832 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201-3200 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Mar 27, 2018 |
| Property Address | 532 CORDGRASS RD, ELGIN, SC 29045-6401 |
| Document Number | 2290/0442 |
| Book / Page | 002290 / 000442 |
| Instrument Date | Mar 7, 2018 |
| Instrument | 18536 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211 |
| Investor | Possibly a Property Investor |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $453,900 (+51.6%) Land $65,100 Building $388,800 | ||
| 2023 | $2,578.00 (-5.29%) | $11,976 (-0.03%) | $299,400 (-) |
| 2021 | $2,722.00 | $11,980 | $299,400 Land $44,000 Building $255,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures