526 Cordgrass Rd, Elgin, SC 29045 Property Records

Richland County property record for 526 Cordgrass Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,663 sqft · built 2020
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$274,900 (Jun 2020)
Tax Bill	$10,800 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Sep 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25815-08-04`

Property Details

APN / Parcel Number

Primary APN	`25815-08-04`
Alternative APNs	`R25815-08-04` `02137510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,663 sqft Heated Area
Gross Area	3,366 sqft
1st Floor Area	1,071 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	499 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02137510
Street Address	526 CORDGRASS RD
City	ELGIN
State	SC
Zip	29045-6401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 3 80X130X80X130 #SU THE PARK PHASE 5B #PR RB2252-3808
Legal Subdivision	THE PARK @ WOODCREEK
Legal Phase	5B
Legal Lot Number	3,80
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2059
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 CORDGRASS RD, ELGIN, SC 29045-6401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage NBKC BK
Sep 18, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BRANCH BK&TR
Mar 14, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Mar 27, 2018	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2020 · Amount on Record
Deed Sale	Jun 6, 2020 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	202025294
Deed Book / Page	2494 / 1357
Record Updated	Sep 20, 2026

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 6, 2020
Property Address	526 CORDGRASS RD, ELGIN, SC 29045-6401
Document Number	2494/1357
Book / Page	002494 / 001357
Instrument Date	May 8, 2020
Instrument	25294
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 CORDGRASS RD ELGIN SC 290456401, ELGIN, SC 29045-6401

Mortgage

Document Number	2494/1361
Date	Jun 6, 2020
Book Page	002494/001361
Instrument	25295

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 18, 2019
Property Address	526 CORDGRASS RD, ELGIN, SC 29045-6401
Book / Page	002429 / 001473
Instrument Date	Sep 12, 2019
Instrument	69126
Transaction Type	Construction Loan
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR ELGIN SC 290457123, ELGIN, SC 29045-7123

Mortgage

Document Number	2429/1473
Date	Sep 18, 2019
Book Page	002429/001473
Instrument	69126

Lender

Name	BRANCH BK&TR
Type	Bank
Address	COLUMBIA, SC 29201-3200

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	526 CORDGRASS RD, ELGIN, SC 29045-6401
Document Number	2288/2213
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Mortgage

Document Number	2288/2213
Date	Mar 21, 2018
Book Page	002288/002213
Instrument	16831

Lender

Name	BRANCH BK&TR
Type	Bank
Address	COLUMBIA, SC 29201-3200

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RICHLAND SC
Recording Date	Mar 27, 2018
Property Address	526 CORDGRASS RD, ELGIN, SC 29045-6401
Document Number	2290/0442
Book / Page	002290 / 000442
Instrument Date	Mar 7, 2018
Instrument	18536
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 BEAVER RIDGE DR ELGIN SC 290458211, ELGIN, SC 29045-8211
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,800.00 (+356.27%)	$316,100 (+2,774.68%)	$383,600 (+39.54%) Land $65,100 Building $318,500
2023	$2,367.00 (-5.32%)	$10,996 (-0.04%)	$274,900 (-)
2021	$2,500.00	$11,000	$274,900 Land $44,000 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

526 Cordgrass Rd, Elgin, SC 29045 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2020: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2019: Trustee's Deed, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2018: Correction Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cordgrass Rd

Nearby Streets

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