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532 Arama Dr, Fallston, MD 21047 Property Records

Harford County property record for 532 Arama Dr, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,800 sqft · built 1995
Lot Size0.596 acres (25,969 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (May 2017)
Tax Bill$5,553 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-142051

Property Details

APN / Parcel Number

Primary APN03-142051
Alternative APNs
  • 3142051
  • 142051

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,800 sqft Total Area
Basement Area900 sqft
Finished Basement900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area25,969 sqft (0.596 acres)
Lot Dimensions199 ft deep x 127 ft wide
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number142051
Street Address532 ARAMA DR
CityFALLSTON
StateMD
Zip21047-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 214 120/141X199 532 ARAMA DRIVE WOODCREST S5 PT 26/40
Legal SubdivisionWOODCREST
Legal Lot Number214,532
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group1
Census Block1016
Census Tract303400

Owner

Source: Harford County records · APN 03-142051

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address532 ARAMA DR, FALLSTON, MD 21047-2921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
May 22, 2017Deed, Transfer · Conventional Mortgage
MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2017 · Amount on Record
Deed SaleMay 22, 2017 · Amount on Record
Prior SaleApr 19, 1995 · Amount on Record
Deed Document Number201712353-0286
Deed Book / Page12353 / 286
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address532 ARAMA DR, FALLSTON, MD 21047-2921
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0142360315
DateNov 04, 2020
Book Page14236/315
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2050

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 22, 2017
Property Address532 ARAMA DR, FALLSTON, MD 21047-2921
Document Number0123530286
Book / Page12353 / 0286
Map ReferenceMB HDC26 PG40
Instrument DateMay 10, 2017
Instrument12353-0286
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 ARAMA DR, FALLSTON, MD 21047-2921

Mortgage

Document Number123530292
DateMay 22, 2017
Instrument12353-0292
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$567,067 (+16.71%)$656,800 (+25.78%) Land $131,100 Building $525,700
2025$5,553.00 (+7.68%) Homeowner's exemption
2023$485,867$522,200 Land $131,100 Building $391,100
2022$5,157.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (1979–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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