Harford County property record for 523 Arama Dr, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,864 sqft · built 1998 |
| Lot Size | 0.605 acres (26,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Jan 2016) |
| Tax Bill | $6,033 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-141993 |
| Primary APN | 03-141993 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,864 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,365 sqft (0.605 acres) |
| Lot Dimensions | 217 ft deep x 138 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 544 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 141993 |
|---|---|
| Street Address | 523 ARAMA DR |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 203 177/66X217 A 523 ARAMA DRIVE WOODCREST S5 PT 26/40 |
| Legal Subdivision | PLAT 1WOODCREST |
| Legal Lot Number | 203,523 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2016 · Amount on Record |
| Deed Sale | Jan 15, 2016 · Amount on Record |
| Prior Sale | Aug 30, 2002 · Amount on Record |
| Deed Book / Page | 11623 / 245 |
| Transfer Doc | 0025970037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 30, 2026 |
| Property Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Document Number | 1722000025 |
| Book / Page | 17229 / 25 |
| Instrument Date | Jul 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Investor | Possibly a Property Investor |
| Document Number | 1722000025, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 17229/25 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Investor | Possibly a Property Investor |
| Document Number | 0159350239 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 15935/239 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0146740001 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 14674/1 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 ARAMA DR, FALLSTON, MD 21047-2921 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0151370021 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 15137/21 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,033.00 (+12.53%) | $553,567 (+8.65%) | $641,700 (+25.95%) Land $131,200 Building $510,500 |
| 2025 | $5,361.00 (+7.72%) | $509,500 (+7.42%) Land $131,200 Building $378,300 | $509,500 (-) Land $131,200 Building $378,300 |
| 2023 | $474,300 | $509,500 Land $131,200 Building $378,300 | |
| 2022 | $4,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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