532 2nd St, Neptune Beach, FL 32266 Property Records

Duval County property record for 532 2nd St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,052 sqft · built 2025
Lot Size0.138 acres (5,992 sqft)
Owner2 Individual Names on Record
Last Sale$3,125,000 (Jan 2026)
Tax Bill$9,533 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jan 2026 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN172973-0000

Property Details

APN / Parcel Number

Primary APN172973-0000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,052 sqft Living Area
Gross Area3,881 sqft
1st Floor Area1,420 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,992 sqft (0.138 acres)
Lot Dimensions107 ft deep x 56 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address532 2ND ST
CityNEPTUNE BEACH
StateFL
Zip32266-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description15-84 21-2S-29E HORNES S/D A R/P OF PT HORNES NEPTUNE ACRES LOT 5 BLK 11
Legal Range29E
Legal Township02S
Legal Section21
Legal SubdivisionHORNES S/D R/P PT HORNES
Legal Block11
Legal Lot Number5
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group1
Census Block1046
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · Balloon Mortgage
LEE A FERGUSON REVOCABLE TRUST
Jan 12, 2026Warranty Deed, Transfer
ATLANTIC EAST TITLE, ATLANTIC COAST T&E
Jan 27, 2022Warranty Deed, Transfer
LANDMARK TITLE
Nov 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
JAX FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleJan 27, 2022 · Amount on Record
Deed Document Number20268636
Deed Book / Page21754 / 271
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3356 ROYAL PALM DR, JACKSONVILLE, FL 32250-2330

Mortgage

Document Number0218182252
DateMar 9, 2026
Book Page21818/2252
Instrument2026053928
Lender
NameLEE A FERGUSON REVOCABLE TRUST
TypePrivate Party
Address2069 BEACH AVE, ATLANTIC BEACH, FL 32233
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 12, 2026
Property Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104
Document Number0217540271
Book / Page21754 / 271
Map ReferenceMB 15 PG 84
Instrument DateJan 9, 2026
Instrument2026008636
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyATLANTIC EAST TITLE, ATLANTIC COAST T&E

Transaction

AmountAmount Recorded
Tax$21,875.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address932 1ST ST N # N601, N601, JACKSONVILLE, FL 32250-7196

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 27, 2022
Property Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104
Document Number0201181603
Book / Page20118 / 1603
Map ReferenceMB 15 PG 84
Instrument DateJan 18, 2022
Instrument2022025238
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$5,642.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1717 SELVA MARINA DR, ATLANTIC BEACH, FL 32233-5617

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address532 2ND ST, NEPTUNE BEACH, FL 32266-5104
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181870751
DateNov 14, 2017
Book Page18187/0751
Instrument2017262087
Lender
NameJAX FCU
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2037

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,663,673 (+397.81%)$2,712,085 (+406.86%) Land $681,234 Building $2,030,851
2025$9,533.00 (-33.93%)$535,080 (-27.73%) Land $535,080$535,080 (-27.73%) Land $535,080
2024$14,429.00 (+8.08%)
2023$13,350.00 (+89.28%)$740,415 (+62.97%) Land $586,040 Building $154,375$740,415 (+3.36%) Land $586,040 Building $154,375
2022$7,053.00 Homeowner's exemption$454,339$716,344 Land $560,560 Building $155,784

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 312 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies312 in force
Nearby Flood Claims55 (1978–2024)
Claims Outside the SFHA46 of 55
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Debby, Jun 2012 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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