Duval County property record for 515 2nd St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,571 sqft · built 1945 |
| Lot Size | 0.134 acres (5,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $641,000 (Feb 2017) |
| Tax Bill | $1,452 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 172927-0000 |
| Primary APN | 172927-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 1,891 sqft |
| 1st Floor Area | 899 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,825 sqft (0.134 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 164 sqft |
| Deck Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 515 2ND ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-5103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-4 |
| Legal Description | 15-84 21-2S-29E HORNES S/D PT LOTS 1,2 RECD O/R BK 4279-95, LOT 3 BLK 4 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | HORNES S/D R/P PT HORNES |
| Legal Block | 4 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14001 |
515 2nd St is owned and occupied by an individual who acquired it in June 2026.
Source: Duval County records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Aug 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Feb 2, 2017 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2017 · Amount on File |
| Deed Sale | Feb 2, 2017 · Amount on File |
| Deed Document Number | 201726798 |
| Deed Book / Page | 17865 / 1868 |
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000149909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0000149909 |
| Book / Page | 21959 / 660 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026149909 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0196490058 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 19649/58 |
| Instrument | 2021077423 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0183290873 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|---|
| Address | 515 2ND ST NEPTUNE BEACH FL 322665103, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0183290873 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 018329/000873 |
| Instrument | 71611 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0181181164 |
| Book / Page | 018118 / 001164 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 515 2ND ST NEPTUNE BEACH FL 322665103, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0181181164 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 018118/001164 |
| Instrument | 211681 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 17, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 2, 2017 |
| Property Address | 515 2ND ST, NEPTUNE BEACH, FL 32266-5103 |
| Document Number | 0178651868 |
| Book / Page | 017865 / 001868 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 26798 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $4,487.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 525 2ND ST NEPTUNE BEACH FL 322665103, NEPTUNE BEACH, FL 32266-5103 |
The 2025 property tax bill for 515 2nd St was $1,452, up 3.2% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,439 (+2.7%) | $772,802 (+16.34%) Land $614,446 Building $158,356 | |
| 2025 | $1,452.00 (+3.2%) Homeowner's exemption | $123,115 | $664,256 Land $513,975 Building $150,281 |
| 2024 | $1,407.00 (+3.99%) | ||
| 2023 | $1,353.00 (+11.82%) Homeowner's exemption | $116,162 (+3%) | $727,447 (+6.37%) Land $562,925 Building $164,522 |
| 2022 | $1,210.00 Homeowner's exemption | $112,779 | $683,906 Land $538,450 Building $145,456 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 515 2nd St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 515 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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