Hamilton County property record for 5316 Whetsel Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,432 sqft · built 1898 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $84,000 (Mar 2020) |
| Tax Bill | $6,839 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 034-0002-0020-00 |
| Primary APN | 034-0002-0020-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,432 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| 2nd Floor Area | 1,152 sqft |
| Basement Area | 1,280 sqft |
| Year Built | Built 1898 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Porch | Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5316 WHETSEL AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-1728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5316 WHETSEL AVE 40 X 140 LOT 6 J MORTON SUB |
| Legal Subdivision | J MORTON SUB |
| Legal Lot Number | 6 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5500 |
5316 Whetsel Ave is owned and occupied by two individuals who bought it in March 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5316 WHETSEL AVE, CINCINNATI, OH 45227-1728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Mar 23, 2020 | Warranty Deed, Transfer · Line of Credit UNION SVGS |
| Jul 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Jul 18, 2017 |
| Deed Document Number | 0000027958 |
| Deed Book / Page | 014130 / 001768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5316 WHETSEL AVE, CINCINNATI, OH 45227-1728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000121880 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 14518/2387 |
| Instrument | 2021-0121880 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 23, 2020 |
| Property Address | 5316 WHETSEL AVE, CINCINNATI, OH 45227-1728 |
| Document Number | 0000027958 |
| Book / Page | 014130 / 001768 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 27958 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5316 WHETSEL AVE CINCINNATI OH 452271728, CINCINNATI, OH 45227-1728 |
| Document Number | 27959 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 014130/001770 |
| Instrument | 27959 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 18, 2017 |
| Property Address | 5316 WHETSEL AVE, CINCINNATI, OH 45227-1728 |
| Document Number | 0000064531 |
| Book / Page | 013461 / 000146 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 64531 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5316 WHETSEL AVE CINCINNATI OH 452271728, CINCINNATI, OH 45227-1728 |
The 2025 property tax bill for 5316 Whetsel Ave was $6,839, up 0.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,839.00 (+0.15%) | $107,695 (+%) Land $13,555 Building $94,140 | |
| 2024 | $6,829.00 (-0.18%) | $107,694 (-) Land $13,555 Building $94,139 | |
| 2023 | $6,841.00 (+226.85%) | $107,694 (+266.29%) Land $13,555 Building $94,139 | $307,700 Land $38,730 Building $268,970 |
| 2022 | $2,093.00 | $29,401 Land $6,682 Building $22,719 | |
| 2020 | $84,000 Land $19,090 Building $64,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5316 Whetsel Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5316 Whetsel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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