5304 Whetsel Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 5304 Whetsel Ave, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,344 sqft · built 2023
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on Record
Tax Bill$883 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN034-0002-0024-00

Property Details

APN / Parcel Number

Primary APN034-0002-0024-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,344 sqft Living Area
1st Floor Area672 sqft
2nd Floor Area672 sqft
Basement Area672 sqft

Exterior

Year BuiltBuilt 2023
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions140 ft deep x 80 ft wide
PorchPorch
Porch Area155 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address5304 WHETSEL AVE
CityCINCINNATI
StateOH
Zip45227-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHETSEL AVE 40 X 140 LOT 2 J MORTON SUB
Legal SubdivisionJ MORTON SUB
Legal Lot Number2
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1006
Census Tract5500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5304 WHETSEL AVE, CINCINNATI, OH 45227-1728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
CITY OF CINCINNATI
Nov 28, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Dec 14, 2022Limited Warranty Deed, Transfer
Sep 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2022
Deed SaleDec 14, 2022
Prior SaleDec 14, 2022
Deed Document Number0000113132
Deed Book / Page14813 / 1018
Last Transfer DateNov 28, 2023
Transfer Doc0000083650
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address5304 WHETSEL AVE, CINCINNATI, OH 45227-1728
Transaction TypeMortgage
Record UpdatedMar 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000108070
DateNov 22, 2022
Book Page14799/2077
Instrument2022-0108070
Lender
NameCITY OF CINCINNATI
TypeGovernment Agency
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateNov 28, 2023
Property Address5304 WHETSEL AVE, CINCINNATI, OH 45227-1728
Document Number0000083650
Book / Page15050 / 722
Map ReferenceMB 14 PG 21
Instrument DateNov 22, 2023
Instrument2023-0083650
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyOLD TOWN TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number0000083651
DateNov 28, 2023
Instrument2023-0083651
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateDec 1, 2028
Change FrequencyAnnually
Min Rate At Change5.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate13.5%

December 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionHAMILTON OH
Recording DateDec 14, 2022
Property Address5304 WHETSEL AVE, CINCINNATI, OH 45227-1728
Document Number0000113132
Book / Page14813 / 1018
Map ReferenceMB 14 PG 21
Instrument DateDec 8, 2022
Instrument2022-0113132
Transaction TypeTransfer
Record UpdatedMar 29, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 E 4TH ST STE 300, 300, CINCINNATI, OH 45202-3745
InvestorPossibly a Property Investor

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateSep 2, 2020
Property Address5304 WHETSEL AVE, CINCINNATI, OH 45227-1728
Document Number0000088972
Book / Page014245 / 001972
Instrument DateAug 13, 2020
Instrument88972
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5906 MADISON RD CINCINNATI OH 452271816, CINCINNATI, OH 45227-1816

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$883.00 (+0.11%)$75,250 (-) Land $13,556 Building $61,694
2024$882.00 (+95.13%)$75,250 (+455.1%) Land $13,555 Building $61,695
2023$452.00 (+9.98%)$13,556 (+161.14%) Land $13,556$215,000 (+1,349.76%) Land $38,730 Building $176,270
2022$411.00$5,191 Land $5,191
2020$14,830 Land $14,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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